How do you think about Time?

At the beginning of a new year you often hear people talk about how fast time flies, like an arrow. Of course the longer you live, the shorter an hour feels relative to the number of hours you have lived. But the feeling of time having flown past is also a reflection of missed opportunity, that perhaps you could have spent or invested your time better.

Last year in April, I had the privilege of attending the Wealth Dynamics Entrepreneur Business School (EBS) in Bali, Indonesia. The EBS training was hosted and mentored by Roger Hamilton. Over 320 participants from 20 countries gathered in the main ballroom of Le Meridien Bali.

Roger led an exercise on reframing how you think about Time, using the metaphor of hours as droplets of time, which can be collected and channeled in ways that lead to both accumulation and increased flow of wealth. This metaphor came from his book on the subject, Wink and Grow Rich (Wealth Dynamics), with an illustration of how to Invest Your Time: 24 Drops shown above.

I think that this is a far better way to think about time, than the image of time flying like an arrow.

Time Drops Create Wealth Flow

The implications of this metaphor are profound, and lead to practical steps for how to apply this in your life and business. We are all given the same number of hours in a day, be we do not all value those hours the same. The first step is to value your time as you value your life. They are closely interwoven. There are key words which will help you do this.

Collect your resources
Find containers to collect your output over time. This can be a blog, a diary, a book, a product, anything which takes a shape that remains over time for other people to recognize its value and potential. And that value will grow over time as the contents become increasingly relevant.

Connect with people
Find networks to connect with people over space. This can be a group or association, online or offline, any group that regularly communicates and trades through a system over the same channels, and one which grows stronger by association. That value too will grow over time as your contribution to the network becomes increasingly evident.

Collaborate on projects
Form partnerships to collaborate with others whose resources and networks complement and enhance your own. This can be a project, a product, a company, or even volunteer venture based on trust, similar values, and mutual merit, a bond which strengthens through action. The value of this too will increase through synergy, as the value of the partnership exceeds the value of the separate partners.

Celebrate by sharing
Make commitments to share the benefits with others who recognize your value and want to share in the process. This can be a social enterprise, donation of money or services, teaching process, or rally of support, one which gains momentum through inspiration and gratitude.

If you can value and use time in this way, you will never lack for ideas or support.

Are you ready to collectconnectcollaborate, and celebrate in 2009?

Do you have the motivation to act, but need help in finding containersnetworkspartnerships, and commitments in which to invest your time and effort?

If you want to learn more about how to do this, subscribe to this blog at the upper right hand column, for updates on how you can create wealth flow through resourcespeopleprojects, and sharing.

If you are starting to build your brand online, then you just cannot wing it. There are many steps that need to be taken to not only promote your brand, name, client, or service, you must PROTECT it. I’ve seen many clients upset about someone making use of their name in a bad light. Check out this video from Jody Jelas to find out some genuine steps to fix it.

30. August 2014 · Comments Off · Categories: Dentists, Experts, Professionals · Tags: Dentists, Professionals, Services

A Quick Guide to Restorative Dentistry

A smile can make your appearance pleasing and to have a perfect smile you must have a perfect set of teeth. Discoloured, crooked or disfigured set of teeth can now be fixed with cosmetic dentistry to have a perfect smile.

Dentistry is a medical health procedure that exercises different methods to treat and diagnose any disease of the teeth. These days there are fields of dentistry that are not associated with pain but instead it is associated with beautifying your smile. Dentistry is much more than just pulling out teeth but also restoring the teeth. As the name itself suggests, restorative dentistry is a field of dentistry in which it helps restoring the teeth. The key purpose of restoring the teeth is brought about by the restorative dentistry.

Several procedures can be done to restore the teeth with restorative dentistry. Restorative dentistry is the answer to damaged, decayed, misshaped or misaligned teeth. Nowadays, people live longer and thus need to keep the state of their teeth in perfect condition for a long time. The only ones who are qualified to treat any dental problems are professional dentists who practice restorative dentistry.

Dental implant is one of the most frequently used procedures in restorative dentistry. Missing teeth are replaced by putting implants that have titanium root forms at the jawbone of the missing teeth. At the site of missing tooth, the titanium root is surgically implanted. The area where the implant has been done will then be left to heal for a certain period of time. The healing time will depend on several factors. With the help of a restorative dentist, missing tooth/teeth can be very easily replaced through dental implants.

Crowns and bridges are some of the other dental restorative procedures done by dentists in restorative dentistry. The purpose of doing this is to help your teeth look beautiful. Through the use of crowns and bridges in restorative dentistry the gap that may be present in the teeth of a person can be bridged. You can always acquire professional help from restorative dentists regarding your embarrassing smile.

It may happen to anyone to lose a tooth or maybe a set of teeth. It may be due to old age or as a result of certain medical conditions but missing a tooth or teeth can have a severe affect on the individual. You can still lead an active social life by defeating any dental problems by restorative dentistry.

For you to keep your dental health fit and healthy for a long time, you need to follow the basic rules in dental health. Always make sure that you brush your teeth before you go to bed at night and that you visit your dentist regularly. Follow the simple guidelines as told by your dentist to have a good dental health.
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30. August 2014 · Comments Off · Categories: Dentists, Experts, Professionals · Tags: Experts, Professionals, Services

Information You Need to Know to Find the Right Dentist

If you are experiencing a certain dental problem and you need to have it addressed by a dental professional, then it is very important for you to be looking around for options. Yes, there can be a lot of dental professionals who are building up their own clinics in and around your locality, but that does not mean that you may just pick anybody.

The service of a dentist is very critical. The outcome of his services can either render a good or bad effect on you. Hence, it is highly essential for you to be looking for the best and the right dentist. A good number of people today choose a dentist based on the proximity of his dental clinic to their residences or workplaces. But if you do not want to risk your own dental health, then you have to choose someone who is not just qualified but highly skilled and seasoned at the same time.

In the process of finding a dentist, there are usually some points which you need to look into. If you can locate a dentist who is friendly, affordable and seasoned, that would potentially result into a worthwhile dental service experience. Before making up your mind to choose a particular dentist, you need to consider the following characteristics.

Competitive Pricing

A lot of people today prefer to work with a dental professional who is very affordable. Because of the extreme financial crisis that numerous people are experiencing, somehow this seems to be reasonable. However, if you are looking for a quality type of service, you should not be making price as the sole consideration. A cheap price can trick you absolutely. If you are not practicing wisdom and caution, you are running the risk of falling into the net. One thing thing that you need to keep in mind is the fact that best services are not always the cheapest services.


For some people, the experience of the service provider is not important. But if not for the fact that your dental health is important, you may just select someone who has just jumped into the service recently. Count the number of years in which the dentist has been practicing as a dental professional. You also have to know the dentist’s area of concentration.

The Dentist’s Credentials

The experience and rate of the dentist are not the only factors which you need to consider. Indeed, you also need to check his qualifications. For safety’s sake, you should be working only with a qualified and professional dentist. Make sure that he is granted with a license by your state government.

Finding a dentist is challenging. But if you consider the points above, you’ll less likely go wrong with your choice.
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30. August 2014 · Comments Off · Categories: Attorneys, Lawyers, Professionals · Tags: Bankruptcies, Lawyers, Services

How to Stop Bankruptcy on Its Tracks

Regardless of the size of your debt, you need to know how to manage it. If you have little debt, you should maintain your payments to ensure it remains in control. Otherwise, you just have to practice a lot more sense and creativity to manage it.

1. Create and be guided by a monthly budget.

Using a budget helps ensure that you will have enough money to spend for your needs each month. A budget also allows you to plan how to use any extra money. As a matter of fact, you can use it to eliminate your debts much quicker.

2. Pay the minimum amount required.

If you can’t make a substantial payment, at least, settle the minimum payment required. That’s not going to make a huge difference, but it will help keep your debt from ballooning and you from defaulting.

3. Create a debt priority list.

Your credit card debt should always be number one. And the one that charges the highest interest should be given the highest priority because it’s the one costing you the most money.

4. Know your creditors and how much you owe them.

Make a list of your debts, and include all the important details like your creditors, the total amount you owe each of them, the monthly payment you have to make and your monthly due date. Go back to your list every now and then, particularly when you make a payment. You should update your list every few months to see how things change.

5. Be on time with your payments.

The calendar system on your smartphone or your laptop will come in handy for taking note of payments when you make them, and setting up the alarm to remind you that the next payment is within the next few days. If you must miss a payment, don’t wait until the next due date arrives as by then, the miss could have been reported to a credit agency already.

6. Pay attention to charge-offs as well as collections.

If you don’t have enough funds to repay your debts, maintain a good standing for your other accounts. Don’t sacrifice your good accounts for those that have destroyed your credit. Instead, settle your past accounts the moment you can afford to.

7. Maintain an emergency fund.

Without savings, your only choice during a financial emergency is to borrow money. Aiming for a $1,000 emergency fund is great for starters. When you have reached that amount, go for a bigger fund, like maybe twice the original target. The objective is to be able to save an amount that is enough to cover six months’ worth of living expenses. The main goal is to have you save up to six times your monthly living expenses.

If you honestly think it would be difficult to catch up with your debt and bills each month, you might look into getting help from a debt relief company. Other debt relief options usually include debt consolidation, debt settlement or filing for bankruptcy.
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30. August 2014 · Comments Off · Categories: Attorneys, Lawyers, Services · Tags: Attorneys, Professionals, Services

Grasping the Concepts of Bankruptcy

Bankruptcy is a legal process for liquidating a certain company or individual who is not able to fully settle their debts using their current assets. Any establishment or body, including particular individual acquaintances of a firm, can be capable of declaring themselves bankrupt at a certain point in time but it is imperative to keep in mind that is should at all times be the last decision to take since it will come out of their credit information and it will cause a bad notion about them for the many years to follow. To do this, you have to seek the help of an professional or a bankruptcy attorney who has all the correct skills and understanding about the procedures that you have to go through and assist you in presenting your case to court and achieve favourable outcome in the end.

For you to be able to successfully file for bankruptcy, it is very important for you to follow strictly all of the obligatory rules and regulations that where created specifically by bankruptcy courts. A skilled legal advisor will be the one to assist you and provide you with all the necessary information that you need to know about the essential formalities that you have to fulfil before you and finally file for bankruptcy:

It is very significant for persons who would like to declare themselves bankrupt to go through a credit counselling course with the support of an authorized credit counsellor, and after that, show the certificate of completion to the judge in court when the time for bankruptcy filing is at hand

It is in addition an obligatory rule to submit yourself to a certain means test to evaluate yourself and to confirm whether you are in fact eligible to file for bankruptcy so that the whole thing will be checked well and will be established before you can present your case to court. This particular examination is carried out in order to determine whether the person’s yearly income is in fact less than the average earnings in relation to the size of the family on their particular state.

It will be compulsory for you to show important official documents that would state your yearly earning as well as your individual expenses to the court when you are already in the process of filing. You will also need to pass your photo identification as well as a complete list of every single one your creditors. The official documents that will prove all of your income will include pay stubs, rental agreements, bank statement, copy of pay checks and all other forms of proof for your earnings for the last six months before you decided to file for bankruptcy.

If you want to learn more about all the things that you need to go through in detail when dealing with bankruptcy y then you can visit certain websites that an give you all the information that you need.
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29. August 2014 · Comments Off · Categories: Documents, Options, Software · Tags: Offices, Options, Systems

What To Know About Document Management Software

There is a notable trends in the contemporary business world where venture owners are looking for innovative methods to help reduce the stress of dealing with paperwork that comes with daily operations. Notably, many businesses are aware that successful operations can only be achieved if they have put in place a good system that facilitates easy and fast storage and retrieval of crucial client info which is why many ventures have invested heavily in an efficient document management solution. If anything, a good document management solution will enable the firm to boost its profitability and competence while building strong relationships with old and new clients.

There has been a positive case for vouching for document management software for any business but it doesn’t give any enterprise the leeway to pick any software since they are not made the same. You will be safe if you start by checking out if the solution you want to acquire will be aligned to the changing business needs and see if you are dealing with the best software vendor. There are many aspects to consider but you will need the file management software to have exceptional data safety and security features with the knowledge that the business could suffer setbacks when important information gets lost or compromised.

When you want to boost your data security, you will be safe considering the document management software being hosted on a cloud based server platform where security and back up is guaranteed. The best way forward when you want a guarantee of usability is by acquiring the program that will seamlessly bond with existing systems without adding complications or slowing down usual procedure. Don’t forget to buy a file management software that will be compatible will all manner of devices that you or your clients may prefer when transacting.

A good document management software will always help you save time when you want to retrieve crucial information which make it a priority to bring in a program that is intuitive and proactive when you want to beat lengthy searches. Since you will be looking for a specific document software, you will need to analyze your business needs first such that you end up with a program whose features are well aligned to handle your type of information and task execution needs. When choosing the right document management software, don’t forget to evaluate the budget at hand and choose the program that is reasonably prices and can still deliver the features you want. If anything, you will need to check out a vendor and see if they offer product warranties, their financial strength and the number of years they have been operating successfully.
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29. August 2014 · Comments Off · Categories: Documents, Offices, Options · Tags: Options, Software, Systems

Benefits Provided By Document Management Software

For any sort of business that is dealing with sensitive information of clients or medical information perhaps, the use of document management software will play a vital role. When it comes to the elimination of clutter, improves search abilities, storage fees and so on, this particular type of system is very helpful. With this, it is now much easier to manage and transfer documents as it could be done electronically.

A lot of the companies that are focused in health related fields and other types of businesses that are often dealing with very sensitive information is looking for ways on how they would be able to monitor the files and paperwork. By being able to integrate such software program, it could deliver various benefits such as reducing storages, easier and flexible retrieval. Basically, this offers simple indexing, improved distribution of documents, faster search and even improved security.

Management software programs also enable the user to gain better control on documents, digital archiving, disaster recovery etc. The truth is, it also assist the business to have increased cash flow by accurately managing the invoicing and collection. Because of this, it literally improves the regulatory compliance and day to day operations of the business.

Not just that, in terms of improving customer service, this will not be left behind; it’s done by reducing the response time too. Managing workflow, emails, retrieval and search of documents, scanning files, offering full text searches along with some virtual auditing logs and printing are also allowable in the software.

It is not the case whether your business is big or small or in what field it is operating; the system will still do its job by effectively reducing storage needed for file storage and other vital documents. It is improves the cash flow of the company by accurately managing its files. When a company has integrated such system that enables for documents both electronic and scanned to be sent from and to personnel in an easy and quick manner, the company will then have a smoother facility.

There would be several individuals who are permitted to edit and view documents through this system. This is essential as it leads to more productive and efficient workers. The lesser the time is spent on managing and filing paperwork, the more time becomes available on other tasks that are more sensitive and important.

To successfully run a business, there ought to be a minimum number of dead hours while organizing everything to make things simpler. Always remember that your workers are important asset of your company and you have got to effectively use them with minimum cost. The good thing is, by using document management software, it will be possible.
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28. August 2014 · Comments Off · Categories: Clothes, Fashions, Styles · Tags: Clothing, Styles, Trends

Discover More About Indian Clothing

India has massive deposit of tradition and culture but so long as Indian clothing is concerned, a certain adaptability and flexibility are noticeable for sure. Despite the fact that this is being worn by distinct regions or social classes of the country, there are various pieces of such clothing that has received popularity and even national acceptance. This is actually what’s happening in some clothing style like kameez, salwar which is basically a combination of long shirt and loose pants, which is frequently mistaken by a Muslim dress by the Westerners.

The style for Indian clothing changes with female or male. The tradition is still highly respected in some of the rural areas of the country but as time pass by, it’s grown loose in more urbanized regions. As a result, young girls even in their early years in adolescent are wearing choli and langa or a short blouse and a long skirt on the bottom. Women are usually wearing saris however, those who are in their teenage years are wearing half saris.

Sari could be one of the most well known pieces of Indian clothing amongst women. Most of the time, this consist of wide strap of clothing that are several yards long and is then wrapped carefully around the body. Saris are actually reflecting the social status, the preferences and region of the wearer. Saris are generally made out of cotton or even silk; they are dyed in vivid colors and are adorned with some other rich decorations. When it comes to the art of draping and pinning sari, it has been actually an open secret amongst Indian women. The variations were also created out of the goal of having more comfortable living as well.

In central and western India, men are typically wearing kurta and dhoti. Actually, sherwani is a type of Indian clothing that is used specifically for special occasion. The kameez and salwar is used as unisex clothing especially in Northern India and Punjab. Often, these are made from plain white cotton and are complemented with a dark waistcoat for male dress. Furthermore, the lungi is another type of Indian clothing that should never be forgotten. This is basically a type of garment wrapped and is usually worn indoors in several parts of the country.

Indian clothing is widely known for its elegance, grace and comfort which makes it so popular across the globe whether you believe it or not. While it’s true that the tradition and fashion blends perfectly in Indian fashion, there is still more unisex wardrobe instead of exclusive line of clothing for specific sex.
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28. August 2014 · Comments Off · Categories: Clothing, Styles, Trends · Tags: Clothes, Styles, Trends

A Quick Guide to Indian Fashion Clothing

Western and Indian wear are just two of the numerous varieties of available dressing options for Indian kids. Traditional Indian clothing for these Indian kids has been vogue all the time. No matter how much these kids were influenced by these trends in the western world, almost all of them at least have a few pieces of traditional clothing into their closet. The charm of the ethnic dress always lives on is what it indicates.

The designers of today have revived the traditional clothing once again and have added some twist on it by combining it with western style fashion. Numerous individuals have actually accepted this particular type of clothing.

For boys, a few of the items for ethnic clothing in India include dhoti, kurta pyjama, jodpuri suits, sherwani and the likes. Also, these types of clothing are offered in wide varieties of designs, colors and price as well. Each and every type of dress has its own charm as well as beauty that bring out the richness of tradition in the country. The kurtas on the other hand is usually combined with jeans that occasionally create smart look for the wearer.

When talking about Indian clothing for girls, the choices are actually plentiful than boys. A few of the traditional Indian clothing for women include lehenga, ghagra chol, slawar kameez, saris and so forth. These clothing are also offered in different sizes and styles to suit children of any age group. Not just that, there are several colors in which these traditional clothing are offered like rich and bright maroons and blues to elegant whites. A delicate embroidery, exquisite beadwork and rich materials that frequently reflects the remarkable and superb artistry of Indian craftsmen is also featured in these dresses.

The georgette, satin, silk, crepe and tissue are just some of the few materials that are used to create traditional dresses for Indian kids. In this modern world, there are a number of designs and styles offered for kids clothing. Combinations of vibrant colors and designs in the market are guaranteed to make your child stand out. Most of the kid’s clothing is long lasting while being easily washable.

Buying Indian clothing for your child will probably be fun and exciting with the vastness of available styles and designs to be chosen from. No matter what type of occasion it is going to be, whether it’s a fancy dress competition, a dance program, a wedding celebration or anything, rest assure that you are going to find a traditional Indian wear that will complement the occasion.
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28. August 2014 · Comments Off · Categories: Cars, Mechanics, Vehicles · Tags: Automobiles, Cars, Mechanics

Looking for the Best Mechanic to Fix Issues on Your Car

The problems in your car might start in creating unique sounds as you start the engine or being unsuccessful to start your car, and these problems should be directly brought to the professionals. The problems occurring in your car can both place in you in difficult situations and even your entire family’s life at great risk. When your child is sick, you will immediately see a physician and this is just the same when you car have problems. You would want to make sure that you have the best doctor in order to make sure that your child will be permanently relieved from the sickness. It is very important to know how much it will cost you.

Ensuring the good condition of your car is not that costly both in time and money when you just have the right mechanics to trust to. Today, there are already many auto repair shops that you can see around and this makes it hard to find for the right one. Below are few helpful tips for searching for the right auto repair shop and mechanic.

1. Recommendations from Your Trusted Family and Friends

Take time to ask your friends or family if they have known a mechanic shop that is very competent. If they will recommend to you a certain shop or a car mechanic, then you can be sure that they have been satisfied with the services being provided.

2. The Experience Matters

You also have to consider the experiences of the shop. When they have been operating for many years already, then that is because they are very competent in rendering their services.

3. Look for the Licenses and other Certifications

When looking for an auto shop, you have to look for the licenses and other relevant certifications proving them to be qualified for the business. You have to make sure that the shop you are considering is certified in providing car repairs and other related services.

4. Choose a Shop that has Permanent Mechanics.

Avoid a shop that has no permanent mechanics. A good shop should have reliable and permanent workers and mechanics. It wouldn’t be good to have you car checked where there is no mechanic around. Choose the shop that they have permanent set of mechanics so you can be sure that a single mechanic will observe your car.

5. View the Website of the Shop

A good shop should have included their own website. It is also good to check online reviews so you will have an idea what their previous clients have to say.

6. Updated Equipment

Check if the shop includes updated equipment. New and latest equipment can be used for a more effective works.
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28. August 2014 · Comments Off · Categories: Clothing, Fashions, Trends · Tags: Clothes, Clothing, Fashions

Indian Fashion Today

The past few years have been very dramatic in terms of the evolution of the Indian fashion industry. Clothing has become a more important aspect of grooming among Indians. This is usually linked to higher incomes of the locals, leading even to a greater demand for designer outfits.

In decades past, branded clothing could only be afforded by the elite, but costs have recently decreased along with an increase in availability. The market for this kind of clothes has indeed been consistently increasing. It seems that more and more people in this country now prefer to wear clothing with well-known brands. So many national and international apparel brands have captured the heart of the Indian masses. But what exactly are the factors involved in this evolution of Indian clothing?

Surely, there’s a lot, but we can get started with what is the most obvious to all of us – the malls. There’s no denying that these malls have shaped a whole new culture. These gigantic buildings, after all, house an entire plethora of apparel or clothing brands all under one roof. India now has a long list of malls which are incredibly popular, especially with teenagers and yuppies. An international shopping experience is one thing that these places offer. Local family stores are very popular as well, and are now emerging as the shopping hub for most Indians. These stores sell a complete line of apparel for all members of the family.

Boutiques are another factor that has helped drive the evolution of Indian clothing. A boutique is a small store selling more unique products made by a certain designer. Most Indian designers sell their products in boutiques. These shops may operate strictly online or may have a physical outlet or both. Either way, they are always popular.

Fashion shows along with beauty pageants also play a crucial role in shaping Indian fashion today. The best fashion designers of the country often hire male and female models to parade their creations during fashion shows. As a matter of fact, India has been attracting a lot of attention for about two decades now through different fashion-related events. It was particularly in the nineties when its fashion industry started to boom. And with international beauty contests being dominated by beautiful Indian women such as Sushmita Sen and Aishwarya Rai, the industry only rose faster to the top.

Certainly, the fashion institutes have also played a huge role. Several of them have come up of late, proving how India now deems its fashion industry as serious business. Thousands of designers complete courses in these institutes each year. There has actually never been a time as busy as now for the Indian fashion industry. No doubt it has come to par with international standards.
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