How do you think about Time?

At the beginning of a new year you often hear people talk about how fast time flies, like an arrow. Of course the longer you live, the shorter an hour feels relative to the number of hours you have lived. But the feeling of time having flown past is also a reflection of missed opportunity, that perhaps you could have spent or invested your time better.

Last year in April, I had the privilege of attending the Wealth Dynamics Entrepreneur Business School (EBS) in Bali, Indonesia. The EBS training was hosted and mentored by Roger Hamilton. Over 320 participants from 20 countries gathered in the main ballroom of Le Meridien Bali.

Roger led an exercise on reframing how you think about Time, using the metaphor of hours as droplets of time, which can be collected and channeled in ways that lead to both accumulation and increased flow of wealth. This metaphor came from his book on the subject, Wink and Grow Rich (Wealth Dynamics), with an illustration of how to Invest Your Time: 24 Drops shown above.

I think that this is a far better way to think about time, than the image of time flying like an arrow.

Time Drops Create Wealth Flow

The implications of this metaphor are profound, and lead to practical steps for how to apply this in your life and business. We are all given the same number of hours in a day, be we do not all value those hours the same. The first step is to value your time as you value your life. They are closely interwoven. There are key words which will help you do this.

Collect your resources
Find containers to collect your output over time. This can be a blog, a diary, a book, a product, anything which takes a shape that remains over time for other people to recognize its value and potential. And that value will grow over time as the contents become increasingly relevant.

Connect with people
Find networks to connect with people over space. This can be a group or association, online or offline, any group that regularly communicates and trades through a system over the same channels, and one which grows stronger by association. That value too will grow over time as your contribution to the network becomes increasingly evident.

Collaborate on projects
Form partnerships to collaborate with others whose resources and networks complement and enhance your own. This can be a project, a product, a company, or even volunteer venture based on trust, similar values, and mutual merit, a bond which strengthens through action. The value of this too will increase through synergy, as the value of the partnership exceeds the value of the separate partners.

Celebrate by sharing
Make commitments to share the benefits with others who recognize your value and want to share in the process. This can be a social enterprise, donation of money or services, teaching process, or rally of support, one which gains momentum through inspiration and gratitude.

If you can value and use time in this way, you will never lack for ideas or support.

Are you ready to collectconnectcollaborate, and celebrate in 2009?

Do you have the motivation to act, but need help in finding containersnetworkspartnerships, and commitments in which to invest your time and effort?

If you want to learn more about how to do this, subscribe to this blog at the upper right hand column, for updates on how you can create wealth flow through resourcespeopleprojects, and sharing.


If you are starting to build your brand online, then you just cannot wing it. There are many steps that need to be taken to not only promote your brand, name, client, or service, you must PROTECT it. I’ve seen many clients upset about someone making use of their name in a bad light. Check out this video from Jody Jelas to find out some genuine steps to fix it.

18. April 2015 · Comments Off · Categories: Exams, Options, Resources · Tags: Exams, Options, Resources

How to Pass the Contractor Exam

Most states want the person who is accepting construction projects that is worth $500 or more to have a contractor license. The licensing and the classification of contractors is regulated by a particular body. It is a requirement of the state that the person has at least four years of experience in the trade. This has to be journey level experience or higher and this would not mean though that you should have gone for a union apprenticeship but what this just means is that you have done work at a level that is for a journey person and this means that you are not a trainee but you were able to handle the trade in a really competent way.

When you don’t have sufficient experience, then you can utilize education for three years of the four that is required. Moreover, college degrees as well as vocational certifications count too depending on the trade or major class that you have. Be aware that some of the subjects count more. When the trade is more relevant then this counts more in lieu of the experience. When there is a union apprenticeship has been completed, then this may count up to 3 years.

You need to take the state in the state where you wish to practice. Actually, the license is not only require for you to be able to accept the jobs but you will also need this to ensure that you are operating a legit business in the state where you belong. Moreover, you should be aware that customers and potential clients become more confident in doing business with you if you have the contractor license. This is the reason why you should ensure that you pass the contractor exams so that you will be able to obtain the license. If you do this, then people will be glad to do business with you since they want to work with those that are licensed.

Moreover, you should not just pass the contractor exam but it is important that you are also able to maintain the validity of the license. The license renewal is every two years. If you want to pass the contractor exam, then what you can do is that you should take review classes so that you will be better prepared. There are lots of businesses out there which offer review materials so that you can get a higher chance of passing your exam. When you are quite prepared for the exam, then you can expect to have a higher chance to pass the exams. You should therefore ensure that you are ready before you go to the testing center.
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18. April 2015 · Comments Off · Categories: Exams, Services, Tests · Tags: Exams, Options, Resources

Tips on How to Prepare for Your Contractor Exam

If you study well ahead of your contractor exam, you will certainly increase your chances of passing it. You may think this is a given, but there are actually people who are overly confident about their “stored knowledge.” Of course, it’s still best to prepare. Begin preparing for your contractor exam by obtaining the most recent copy of the Candidate Information Bulletin, and make it your guide for studying. Take advantage of superior quality third-party study materials. According to existing data, candidates who use such study aids have better chances of passing their contractor exams on their first try.

The Power of Note-taking

Taking notes is one of the most effective study techniques you can use. Writing down information helps you remember it. Whenever you hear about new terms or concepts, note them down. This will allow you to test your understanding and reinforce what you have learned. Of course, the more often you study, the more you retain information. But note that your ability to absorb information tends to decline after your first hour of studying. That indicates you need to time your preparation well. You can start studying around three to four weeks before the date of your exam.

What’s in the Candidate Information Bulletin?

Obviously, the Candidate Information Bulletin contains important information you need to know regarding your upcoming exam. sample questions, exam centers, information on the type of work allowed for each license classification, and exam fees.

Reference Books or Statutes

One of the most important pieces of information you will find in the Candidate Information Bulletin is a list of references that you will need as you prepare for the exam. Definitely, you need to invest in these books or tools, not only to prepare for your test, but also for your future business in the contracting industry.

Supplemental Study Materials

Of course, you also need other materials for your supplemental studies. Again, it is foudn that examinees who use superior quality third party study tools increase their chances of passing their tests the first time. When you get hold of these materials, you just take them where you think you can study more effectively. Usually, this works much better than confining yourself to a traditional review center’s classroom setting.

Book Restrictions and their Effect on Your Studies

For every exam administrator – Prometric, PSI, ProV, ICC, etc.- there’s going to be a unique set of rules governing reference book use during the test proper. In an Open Book exam, the administrator will provide all the code books at the exam center, and you will not be allowed to bring your own. If this is the kind of exam you’re schedule to take, focus your studies on how you can look for answers to questions, not on memorizing them. If you’re set to take a Closed Book exam, you obviously don’t have to bring any books or they will be surely confiscated.
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18. April 2015 · Comments Off · Categories: Resources, Services, Tests · Tags: Exams, Options, Resources

What Do You Need to Do to Become a Licensed Contractor?

As is usually the case, states require those who want to become a ceramic and mosaic tile contractor to get and pass the set licensure exam. The main purpose of this is to ascertain the public’s safety, especially those people who will be requiring these contractors’ services.

To this connection, a contractor who aims to practice in the field has to abide and meet the state’s code of regulations. To be more specific, a ceramic and mosaic tile contractor has the job of preparing surfaces and installation of glazed wall, stone walls, ceramic, glass mosaic, mosaic, quarry, faience, paver and more. In addition to that, a tile contractor’s scope of job does not include installing structural or hollow partition tile but still includes installing showers, thin tiles resembling full brick, horizontal surfaces in building interior, natural or simulated bathtub stone slabs, and any tile units that are intended to be installed through he use of traditional or innovative procedure.

It is very apparent that the functions of contractors do have huge impact on the public’s safety. Contractor services that are not delivered in a professional way can damage lives and risk people. In order to avoid disastrous events from taking place, each state has a body or agency that regulates and screens every person who aspires to work and practice as a ceramic and mosaic tile contractor.

A ceramic and mosaic tile licensure examination is a test that seeks to evaluate the knowledge as well as the kills of aspiring contractors. This licensing examination is closed book. In other words, no reference materials must be utilized during the examination. The exam is usually of a multiple choice type with four selections per number. It is important that the examinees choose correct answers when answering. You can find questions that require solutions through computations. In scoring, the right minus wrong score is not followed.

The ceramic and mosaic tile licensure examination, which is at times called as C-54 is parted into four main sections. Planning and estimating is one of the major sections and this comprises 27 percent of the total grade. Within this section, you will find questions under the pre-bidding, specifications and estimating topics. The exam’s second part is the tile and stone rough preparation. It comprises 27% of the overall grade. In this section, skills to be tested include tile and stone cutting, tile or stone layout, substrate preparation, waterproofing, membranes and more.

The third section, on the other hand, talks about finish installation and repairs and this comprises the 30th part of the overall rating. Questions regarding tile repairs, grouting, tile installation and slab installation fall on the fourth and the last portion of the test.
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18. April 2015 · Comments Off · Categories: Companies, Programs, Software · Tags: Companies, Options, Software

Hospice Billing Software Solutions

When a patient at a hospice is billed, the process involves filing for insurance claims from the patients health insurance provider to ensure that payment will be made for the services afforded the patient. The processes involved in hospice billing brings the insurance company and the healthcare provider to interact with each other. It may take a couple of days of weeks to process the billing. Hospice billing software helps hospices in a way that effectively ensures that the amount due to them is delivered securely. Payments due the healthcare provider are received at a faster rate when they are using hospice billing software.

Hospice billing is made faster and more convenient with technological advancements. It has been confirmed by many researches that hospice billing software solutions guarantees a more accurate billing process. It is a paperless hassle-free process. When data is not in hard copy it is easier to manage. If a patient’s data is in an EMR then it becomes easier for processing because there is an easy link to the billing system. Any information is quickly relayed to the EMR modules and there is also an assurance that any redundant data is eliminated.

Because there is no need for many personnel to operate electronic systems, hospices can be at ease with the fact that the use of billing software is very cost effective. It is important to understand that with hospice billing software, physicians and health care professionals will be able to check on a patient’s eligibility to receive insurance fast without having to endure long processes. With this system, there is enough evidence from the system that the insurance information of the patient is true. With the help of hospice billing software, medical practitioners do not need to spend countless hours trying to update themselves with rules, regulations and medical laws which pertain to the insurance of their patients.

So, it is therefore advantageous because the time they take focusing on a patient’s billing can be spent caring for the needs and treatment of their patients if a hospice has a billing software in place. One of the other reasons why healthcare providers can spend lesser time on billing concerns is because this uses point and click technology which makes patient billing data and information available in a very short time. Another advantage of this billing software is its ability to help medical professionals customize their patients medical and personal data. There are a lot of data that can be put in the system which are very useful for health care providers such as medical history, insurance policy, diagnosis and all other information that they need. Hospice software solutions is indeed changing the health care service industry for the better.
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18. April 2015 · Comments Off · Categories: Companies, Lenders, Services · Tags: Companies, Loans, Mortgages

The Mortgage That Is Right For You

If you are one of those who need a mortgage, it is easy for you to end up with one that is not a good one for you. It is because most often these mortgages are sold by people who often claim to be experts.

There will come a time when they will try to sell you the endowment, repayment, low start, and also overpayment mortgages or the fixed rate and offset mortgages. You will also face various interest rates that come encumbered with every type of mortgage that you can find.

For any kind of mortgage, your best option is that of low interest rate. However different mortgages may match different individuals even if they may not have similar interest rates. For some people getting a mortgage is the only way they can have property. Some people think of mortgage as small amount of money with perhaps 5% net to free up another amount of money that can have a larger return of about 10%. Mortgage calculators can be a good aid in choosing the best mortgage but there are also mortgage calculators that are not much help. But you have to check on the kind of mortgage that will match your needs.

The normal repayment mortgage is good for you when you can acquire a property with it and the repayments are affordable. There are sellers that can help on the deposit or the furnishing or may offer shared ownership as well as homeownership schemes. If you have an income that is rising, the low start mortgage is a good option that will ensure you have a good property or have lower payments. A fresh grad may opt to have a low payment endowment mortgage that is tied up to a pension even if at the end of it a net lump sum may be collected or owed.

It’s best to have the normal repayment mortgage if you can have the property that you truly want. Overpayment mortgage is a whole lot better if you like to pay off your mortgage early on. The offset mortgage that’s linked to your current account is a better choice and cheaper too.

If you think you can invest your money with a better net return compared to the mortgage interest rate that you can have then you should instead get the biggest repayment mortgage that you can afford. Make sure that initial mortgage payments are highly affordable for you, allowing you money for your bills and expenses. If you have small income, make sure the mortgage does not take 30% of it.
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18. April 2015 · Comments Off · Categories: Companies, Lenders, Loans · Tags: Companies, Loans, Services

Here Are Your Mortgage Options

There are two types of mortgages available. It is essential for you to determine them especially when you are planning to get a mortgage in order to buy or come up with your house. Read on to know them!

The first type of mortgage will let you deal with certain rate of interest in a whole duration of the mortgage. Thirty years is the typical range for this type of mortgage. On the other flip side, there are available as well that cover for 15 to 20 years only. The shorter the number of years to be chosen in this type of mortgage, the lower the interest rate that you will have and this is the relevance of the duration. In case that you will adhere with the mortgage for a 15-year duration, it is apparent that you will be able to reduce the interest rate into half once the 30-year duration mortgage is chosen. With this, when you will opt to have the mortgage for longer period, the rate of interest is higher as well. On the other flip side, there are smaller monthly payments that will be rendered to you when you opt to go for longer duration of mortgage.

Your budget assuredly fits the long term mortgage because of the smaller monthly payouts therefore, it is good for you as well. On the other flip side, it will be ideal for you to go with the mortgage that has short duration once you can afford to pay the larger monthly rate. No matter how long your mortgage to be engaged with in this type, you will know that fixed interest rate is available.

Either up or down, you will be able to encounter that with the second type of mortgage, there is a possibility of having an adjustment with the interest rate. The alteration that will be observed with the interest rate is due to the economic trends that may arise. A money market index is considered as the primary factor with the adjustment that is happening in the interest rate of this mortgage type. In case that the interest rate for this type of mortgage is lower than the fixed rate during the time of your accumulation, you don’t have to feel right about it. It is because of the changes in market trends that will basically cause the variations with the interest rate. On the other flip side, you will be glad to know that there is protection available for you with regards to the possible increase that may occur with the interest rate and this is due to the availability of the limits. You must know the different types of mortgage no matter what type of mortgage you are have the idea in mind for the accumulation.
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18. April 2015 · Comments Off · Categories: Options, Programs, Solutions · Tags: Options, Software, Solutions

What Is Medical Clinic Software?

More and more hospice services these days are making use of medical clinic software because of its ability and usefulness to incorporate different kinds of functions. The hospice’s staffs and departments should be able to work properly and coordinately to make sure that they don’t waste time, allowing things to run smoothly and efficiently. If you want to make sure that your hospice is running efficiently and successfully, especially when it comes to the total management of patients, place and billing, you must use medical software.

What are the areas covered by medical clinic software.

If you want to make sure that you work with ease at all areas in the hospice, consider using a medical clinic software. The medical clinic software’s features are very useful and in this article, you will know the reasons why.

With the use of medical clinic software, doctors find it easier to organize patient’s records and information in the hospice.

One of the good things about using the medical clinic software is that paying bills and taxes according to the patient’s treatment becomes easier and efficient. One of the best things about medical clinic software is that it has a feature that automatically update the patient’s stocks, invoices and other payments.

This system also helps in the record management of patient by tracking on his or her medical history, allergies and previous visits. The system can also help in providing fast treatment by making sure all important details about the patient are easily accessible.

If you are worried about the scheduling of appointments and patient, this system can also help you a lot. To avoid the hassle of scheduling for plenty of appointments, this system has a feature that can help you organize your calendar in relation to the hospice. This system has lots of benefits such as making sure all your appointments, medical and business schedules are properly managed and stored.

Another benefit that you can get from this system is their useful management of your inventory to ensure that all your medical tools, equipments and medicine statues are kept track. With this system, replacing regularly used medicine and equipments become easy because of one of the features of this system. The medical clinic software makes buying of goods easier for hospice as there is an automatic generation of received goods and purchase notes.

The medical clinic system has lots of useful features that is safe and efficient that even doctors, staffs and nurses can avoid errors by having different accounts. Because some information in the hospice are restricted to some users, you can make use of one of the features of the system to help you with that.

By reading this article, you can see that the medical clinic software has been widely use by lots of hospice because of its benefits.
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18. April 2015 · Comments Off · Categories: Programs, Software, Solutions · Tags: Programs, Software, Solutions

Benefiting From the Hospice Care Systems

Hospice Care is a primary concern of people today because they are into the assistance that they can get, especially for the aging community. People are aging and they are concern also with their sickness. Hospice Care is a prime concern for people today and they would want to get good assistance from it. People should know what they are getting together with their health care. A Hospice Care system should be good enough for people to get good assistance from. It is essential for people to have a good way of having a system of Hospice Care to manage them well with regard to their needs.

It is essential for a person not to get sick during this very time since services are really at a very high cost including medicines and treatments. For people to intervene on this issue, it is essential for them to have a really good Hospice Care plan.

It is essential for people to know certain things when they need to know all about getting a good Hospice Care plan. You need to know that there are plans for Hospice Care today and you need to know all the companies that would help you get one.

About your Hospice Care assistance, you need to have a good research on all the available and able companies who can provide you with a good and very reliable plan. It is good for you to start your search on the internet. Once that you have found them, you need to sort out only the best. The cost of each plan should be your awareness and you need to know all about it.

You should be able to know what are the things included in your plan. You should know all about the things and assistance you are getting together with the plan. You must take a look on other options that are available.

There are assistance that you can also get from governments with regards to health care so you many want to take a look at it. You must know what you are investing on.

This is also offered when you are employed. You need to avail all about these things that is why you need to have them in your requirements. You should be able to find ways on doing this and availing also. Once that you have found other options, it is essential for you to sort out only the best offers that you can get.

There are certain things that people should consider whenever they make a plan of getting help with regards to their Hospice Care assistance. People experience a lot of problems with regards to health. You should be concerned of how health would affect you and how you will be able to deal with it.
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18. April 2015 · Comments Off · Categories: Homes, Houses, Sales · Tags: Homes, Properties, Sales

Homes: Buy One That Meets Your Standards

It is very exciting for you to buy a home for yourself. One of the most exciting thing that a person can do in his life is to buy a home. We always have that one dream house that we always wanted in our entire lives. It is essential that we think of ways that are of big importance and remember it before going out and buying a home. You need to remember some important thing about getting a home before you set your decisions on it. Getting a home would entail us to look at some things that are of greater importance. Before we decide on getting one, we must have a clear line of standards to help us and guide us in getting one.

Before you decide on buying one, it is essential and vital for us to do a thorough research on things. You need to consider a few things and possess an open mind when doing the research process. You must always remember that a good research would help you decide on the best one. Upon research, try to look out for these important reminders:

It is essential that you look out for the style that you want for the home you want to buy. It is a fact that we thought of things that are important for us when looking for ah home. House style and type should set your apart from others since this would be based on personal taste and preference. For this concern, you need to look at the many available house type out there. A good research for this plus having assistance from people who knows about it would be helpful.

It is essential for you to look at the neighborhood. It is essential that you consider this so that you will be able to find the good place. It is essential for you to make sure that your neighborhood would be peaceful and safe. You make sure that the important places are accessible for you. See to it that your prospect home would have this factor met.

The cost for your home is an essential aspect for you to look at. Paying for it would be important for you to know so that you will be aware how much money will you shell out. You must see to it that it is worth it considering the value. You must see to it that you get what you are spending for. It is essential that you make sure that the quality has met your standards and it is situated in a very good community.

The standards that you have is essential for you to look at and it would give you an idea on deciding things. See to it that you will get what is worth your investment. It is essential for you to do a good research and things that are essential for you to tackle on. Ask assistance and look at things in different angles.
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18. April 2015 · Comments Off · Categories: Lawyers, Options, Services · Tags: Lawyers, Resources, Services

Necessary Information Regarding Diabetes Medications

If you are suffering from diabetes then you need to take medications that will help you lower the blood sugar in your body. You need to keep in mind that every single medication has a side effect that you have to be prepared for. Make sure that you are aware about all of these side effects and how they can be prevent. You may experience these side effects but you need to handle them in the best way possible. It a particular medication has some side effects, just make sure that it does not put your health in danger.

You need to be extra careful when it comes to choosing your doctors because there are cases wherein patients get wrongly diagnosed and are given the wrong medication to treat their condition. This can lead to several issues that cause body pain, decline in mental and physical health, and many more.

If you become a victim of such side effects because of medical malpractice then you should file a diabetes lawsuit immediately. You need to hire these particular attorneys because they have the right skill set and knowledge when it comes to dealing with such cases.

There are times when too much sugar is absorbed by the muscles as a result of the side effects of medication. It can also cause a decrease in the production of insulin in the body. Taking some medication along with food can be dangerous as well because sometimes it will result in diarrhea. You need to know more about the medications that cause these types of side effects so that you can avoid them. There are other less serious side effects such as gas and constipation which won’t really be any serious threat to your health.

It is not uncommon for people to have problems with their liver especially when they are taking diabetes medication. It would be dangerous for you to take drugs that can cause your liver to fail so you best avoid that situation as much as possible. Drugs that have caused deaths in the past have been removed from all markets. There are new drugs that will not cause these problems so you better choose them wisely. However, you will be monitored for any problems in your liver once you have the drugs in your system.

One of the more serious side effects of these drugs is heart failure and even heart attacks. A failing heart is something that can lead to heartbreaking results when it is not avoided. Avoid deadly situations by researching more about these medications.

Hiring a diabetes lawyer will help you deal with a situation where you have become a victim of medical malpractice but it is more important that you make yourself aware of the effects these drugs have. Always be careful with the medication your take and arm yourself with the important information that might possibly save your life.
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