How do you think about Time?

At the beginning of a new year you often hear people talk about how fast time flies, like an arrow. Of course the longer you live, the shorter an hour feels relative to the number of hours you have lived. But the feeling of time having flown past is also a reflection of missed opportunity, that perhaps you could have spent or invested your time better.

Last year in April, I had the privilege of attending the Wealth Dynamics Entrepreneur Business School (EBS) in Bali, Indonesia. The EBS training was hosted and mentored by Roger Hamilton. Over 320 participants from 20 countries gathered in the main ballroom of Le Meridien Bali.

Roger led an exercise on reframing how you think about Time, using the metaphor of hours as droplets of time, which can be collected and channeled in ways that lead to both accumulation and increased flow of wealth. This metaphor came from his book on the subject, Wink and Grow Rich (Wealth Dynamics), with an illustration of how to Invest Your Time: 24 Drops shown above.

I think that this is a far better way to think about time, than the image of time flying like an arrow.

Time Drops Create Wealth Flow

The implications of this metaphor are profound, and lead to practical steps for how to apply this in your life and business. We are all given the same number of hours in a day, be we do not all value those hours the same. The first step is to value your time as you value your life. They are closely interwoven. There are key words which will help you do this.

Collect your resources
Find containers to collect your output over time. This can be a blog, a diary, a book, a product, anything which takes a shape that remains over time for other people to recognize its value and potential. And that value will grow over time as the contents become increasingly relevant.

Connect with people
Find networks to connect with people over space. This can be a group or association, online or offline, any group that regularly communicates and trades through a system over the same channels, and one which grows stronger by association. That value too will grow over time as your contribution to the network becomes increasingly evident.

Collaborate on projects
Form partnerships to collaborate with others whose resources and networks complement and enhance your own. This can be a project, a product, a company, or even volunteer venture based on trust, similar values, and mutual merit, a bond which strengthens through action. The value of this too will increase through synergy, as the value of the partnership exceeds the value of the separate partners.

Celebrate by sharing
Make commitments to share the benefits with others who recognize your value and want to share in the process. This can be a social enterprise, donation of money or services, teaching process, or rally of support, one which gains momentum through inspiration and gratitude.

If you can value and use time in this way, you will never lack for ideas or support.

Are you ready to collectconnectcollaborate, and celebrate in 2009?

Do you have the motivation to act, but need help in finding containersnetworkspartnerships, and commitments in which to invest your time and effort?

If you want to learn more about how to do this, subscribe to this blog at the upper right hand column, for updates on how you can create wealth flow through resourcespeopleprojects, and sharing.


If you are starting to build your brand online, then you just cannot wing it. There are many steps that need to be taken to not only promote your brand, name, client, or service, you must PROTECT it. I’ve seen many clients upset about someone making use of their name in a bad light. Check out this video from Jody Jelas to find out some genuine steps to fix it.

03. July 2015 · Comments Off on Getting Creative With Products Advice · Categories: Benches, Furniture, Resources · Tags: Furniture, Options, Products

More About Sex Furniture For Your Recreational Intercourse

Spicing up your bedroom life is not that difficult. If you are a little creative, you will always find ways to make things more exciting. One thing you can take into consideration is buying a sex furniture for you and your partner. You can choose from so many different options.

One of the most purchased items in every store is the spanking bench. The spanking bench will help you in your love making needs. Your recreational intercourse will not only be easier. Believe it or not, there are also benefits in buying a spanking bench. First and foremost, the flexibility of you and your partner will definitely better. Having fun does not mean that you have to eliminate comfort. Another benefit of this wonderful chair is that you can buy them in different designs. This allows you to camouflage it with your other furniture. No one will know that you use this one specific chair for recreational purposes. You may keep the furniture in the living room or in the bedroom – whichever you like. It is up to you. They are after all sold in different prints, patterns and colors.

Another popular sex furniture is a sex pad. Investing on one will definitely be worth the spend. Many people have different reasons why they purchase the item. If you want spontaneity, a sex pad will allow you to do so. It allows you to explore new positions on the floor. The best part is, you can bring them anywhere you like. Your bedroom can be used as a place to keep it. You’re allowed to bring it anywhere as well. If you both agree to it, you can even take it to public places as well, just make sure to not get caught. Your sex life will definitely be very exciting. If your floors are made out of wood or tiles, this is a furniture that you will surely enjoy any time. You can also buy this item in different colors, patterns and prints. Wherever you choose to keep it, it will surely blend in.

With this furniture, there are so many unconventional things that you can try out without breaking any bones. Different positions and methods can be explored. Trying out the things that you haven’t tried can be done. Sex furniture is not just for recreational intercourse. This might be the solution to your problem in bed with you and your partner. Adding a little bit of spice to your love life will make you happy, so purchase one of these as soon as possible.
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03. July 2015 · Comments Off on The Beginner’s Guide to Houses · Categories: Condominiums, Houses, Residences · Tags: Condos, Homes, Residences

Would You Like To Purchase Real Estate In The Philippines?

In many parts of the country, including the not so populated parts, several real estate companies are beginning to build their own sites, which is why the real estate business in the Philippines has been gaining so much popularity. To add to this, when you compare the real estate prices in the Philippines to the prices in the United States, the cost is much lower. Since, in the coming years, the value of real estate in the Philippines is supposed to sky rocket, it is mighty attractive option to invest in the Philippine real estate market.

Even though those people who would like to make an investment in the Philippines or make profits by selling real estate property in the country can manually contact a real estate broker, probably the easiest and most efficient way to locate a real estate agent in the country is going to be using the internet, like most things these days. To be honest, there are already many different online real estate brokers available in the Philippines.

In case you are interested, online real estate brokers in the Philippines will promote their sites by using real estate listings and brokerages to international search engines. It certainly widens the coverage they get and heightens the possibility of getting their deals closed a little more quick, when taking this step.

An online real estate marketer can act as your real estate broker, if you are someone who is looking to sell real estate in the Philippines. These online real estate marketers will be the people who will help find potential buyers for the property and explain to them the initial terms and conditions of the offer.

On the other hand, if you are someone who wants to buy real estate in the Philippines, the online marketers can provide real estate listings that come from brokers all over the country. Some marketers have developed a system to filter the choices the buyer has, since it is probably going to be difficult for some people to scan through all of the available properties online. In fact, one of the leading marketers for the Philippines has set up a buyer’s wizard that helps potential buyers narrow down their choices in just a few easy steps. Once the buyer makes a selection and submit the online form, the broker of the selected site will be contacted for a detailed discussion of the full package.

It can certainly be expected to make much more profits in the oncoming years, with the marketing trend in place for real estate in the Philippines.
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03. July 2015 · Comments Off on A Simple Plan For Investigating Houses · Categories: Properties, Residences, Sales · Tags: Homes, Houses, Sales

Sell A House Fast With The Help Of Real Estate Agents

It can be a very difficult and demanding task to deal with the process of buying and selling a house. By using the information that is widely available in the internet, there are so many individual who actually think that even without the help of a real estate agent, they can handle such task on their own.

The real estate market could be complex in the event that one doesn’t have the necessary experience and knowledge to navigate in each step of the way. The benefits of working with the services of real estate agents couldn’t be outmatched and here are a few reasons why you need to get one either when buying or selling a house.

Number 1. Know-how and knowledge – it is more than submitting an offer when buying a property. The agent has sufficient amount of knowledge regarding the neighbourhood, community, hospitals, road system, schools, supermarket locations, shopping centres and other amenities and facilities that are nearby to the house. In addition to that, they can also help clients in finding a house that suits their budget and preference. So long as it concerns to buying and selling of a house, everything can be handled by these professionals adequately.

Number 2. Time saver – if you’re planning to sell your house, then a real estate agent could take over the tasks similar to arranging for showing to touring the potential buyers around the house. If you have plans of buying the house however, your agent will be arranging for home viewing that suit your needs rather than spending time looking at different homes that don’t serve your purpose.

Number 3. Selling and buying price assistance – these professionals know if a home being sold is worthy of its value. They will do an inspection at each aspect of the property from the current market condition, demand and supply, type of the house, location and so on. And once done, they are going to work on the negotiations on your behalf, which will help you to save thousands of dollars or more.

Number 4. Valuable contacts – these real estate agents have access to various professionals in real estate market that will help you to come up with a great deal including mortgage company, experienced attorney, home inspector and the likes.

Number 5. Managing documentations – the amount of involved paperwork in buying and selling a house could seem overwhelming and complicated for an inexperienced individual. But this is not going to be an issue for professional real estate agent as these people could work on it very smoothly.

Make sure to work with a real estate agent in order to avoid issues when buying or selling a house.
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03. July 2015 · Comments Off on A Quick Overlook of Residences – Your Cheatsheet · Categories: Homes, Houses, Sales · Tags: Homes, Residences, Sales

The Wonders of Living in New Mexico

New Mexico is the state of magical influence and unidentified objects flying around it, honestly, there is no big mystery about it, New Mexico Real Estate prices are soaring high. With the various mountain ranges and desert areas, New Mexico have been popular with those outdoor enthusiasts, ski,hike,fishing and explore on some of the most wonderful land in the nation.The influence of the Native American was said to have made the place perfect for healing energies. New Mexico also shares some UFO enthusiast because of the constant rumors about it, in contrast New Mexico is a relaxed atmosphere with a lot of friendly people.

Ten years ago, Santa Fe have been rated as one of the top 10 cities in the US, built in the foot of the Sangre de Cristo Mountains, it has a fine mix of unique influenced with architecture and impressive Spanish churches and multiple structures. This moment the center of the city have impressive atmosphere. A lot of people have moved state because of the huge cost of living.Santa Fe have been dealt with the growth of the population, and the sprawling areas as well.Albuquerque has been said to have 500,000 residents and they have the largest in Mexico.

There are a distinct Native American influence in the city area, the locations near the Rio Grande is huge and impressive. Taos is a town that can be promoted with a vast variety of art colony, the majority of the population are composed with 6000 Native Americans that are positively in the scene.

With cafes and museums and art galleries, the town offers a huge amount of activities to do. The ski resort in Taos gives some of the best ski resort in western US. New Mexico has been very pricey when it comes to real estate, traditionally some of the lowest in the nation, with the influx of people from other states, prices have increased through time. A single home in Santa Fe will have to be set back in US$500,000 and has to be set back. Taos home may even vary on the kind of structure and the appreciation rates may come from 12% in 2005.

Most of the real agents must be able to agree that New Mexico did not really experience the boom compared to other areas in the nation. The uniqueness of the homes and the area have led to the sore of the prices with its median growth beginning in 2007 they have started to move fast and higher.

Ensure that you will have all the knowledge in that area if you choose to live in that specific place.
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03. July 2015 · Comments Off on The 10 Most Unanswered Questions about Houses · Categories: Homes, Residences, Sales · Tags: Houses, Properties, Residences

What Are The Preparations When Selling Your House?

If you are planning to sell your house, you get excited. You will try to make it the best condition before it goes to the market. You need to have enough preparation before you become too excited. You need to know the changes which you can do and the things which are beyond your control. Below are tips you can do for a house sale.

It is important to know the things you cannot change. There are different factors which determines the value of your property.This is the location, location, and location. Well this is a thing that you cannot change.

The others are changeable. However, you don’t want to change them if you want to add up the value of your house. This refers to the style as well as the size of the house. Both of these factors are expensive if you want to change. The chance is, you will remodel the house instead of selling it.

You cannot also customize the proximity of the house to different services and shopping center. Even if the buyers would check this, still this is something you cannot change.

Another thing you cannot control is the quality of the school in your place. The moment you decide to sell your house, your school will remain the same.

Another thing you cannot control is your neighbors. Your neighbor is living beside you and you cannot change it.

On the other hand, you can do other things which are expensive and yet effective to quickly sell your house. Below are tips you can follow:

You should make sure that you have great interior and exterior of your house by painting it and cleaning it. You should also set your price to sell. See to it that price of the house is within the parameter of the neighborhood by having a competitive market analyses from various real estate agent. Make sure that you choose an agent who is knowledgeable about the area.

You must make sure that your house is clean and tidy if you want to sell it. Make sure that you look the house on buyer’s perspective when you check your house. This is because the buyer would want to have a clean house.

Here are the preparation you can do for the home for sale:

In order to look larger, you should remove all the areas of the rooms. You must ensure that the kitchen is clean. You must see to it that the refrigerator, sink, oven, and stove are spotless clean. Do not forget to clean the bathroom. If needed, you must replace the toilet seat and the shower curtain. You must a pest control expert for the house.
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02. July 2015 · Comments Off on The Essentials of Options – The Basics · Categories: Businesses, Lenders, Options · Tags: Businesses, Options, Services

Tips When Applying For Commercial Loans

When you have an idea and committed to making it a reality, then you know that it’s time to start garnering your finances. There are several instances that even though you have exerted too much effort on your end, you will still find yourself falling short of funds and find yourself applying for a loan. Commercial loans are what you need to look out for in order to get the capital you need for your business in this case.

Commercial loans could be utilized as a way to buy commercial buildings for both established and new businesses or even invest a business premises. If you have an existing business you like to expand or planning to buy a business asset, this can surely be a big help. Commercial loans are offered by different lenders and these lenders follow their own processing, which you have to abide. You may start by pre-qualifying for a commercial loan. By doing such, it gives the lender a chance to determine the maximum amount of money that the borrower could afford and which type of program suits them best.

The biggest and most common way of financing business projects is none other than commercial loans. The loan lender will look through some general information of the borrower from their existing debts, income and so forth before they provide you a commercial loan. The loan officer will be reviewing your application and will decide whether you will get a loan or not once done.

Oftentimes, the commercial loan lender is going to take a closer look at the borrower’s credit history, reason for applying a loan, collateral, ability to pay and investments in the business. The loan request, business plan, and personal financial statements are just some of the documents that should be presented when applying for a commercial loan.

Loan request – this is simply defined as the requested amount of loan, the amount and type of working capital on hand and how the funds would be put into used. If you have invested your money in commercial plans, this gives the lenders of commercial loans to feel more confident and secure.

Business plan – presenting a business plan is going to be crucial in the event that the loan will be used for a new business. The projection of cash flow for the next 24 months should be included in here. Other information needs to be concise and clear.

Personal financial statements – say that the commercial loan in intended for the expansion of your business, then you’ll be required by the lender to present the business profile. Oftentimes, the personal financial statements are mandatory for those who own 20 percent or more of the business. This will include the current debt balance, maturity, collateral used in securing other loans and payment schedules.
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02. July 2015 · Comments Off on Lenders: 10 Mistakes that Most People Make · Categories: Businesses, Lenders, Services · Tags: Lenders, Loans, Services

How to Get Low Interest Rates on Your Commercial Loan

If you are operating your own business, it is important that you understand that money is very important and should not be wasted. It is importantly you have to acquire a low interest rate on essential that you obtain the best money saving deals on your supplies, your operations and most your commercial loans. Having a low interest rate on your commercial loan will enable you to save thousands of dollars which can be very helpful to your business.

This article will have a discussion about some of the things you can do to secure a low interest on your commercial loan and one thing you can do is to obtain a small business administration loan. Obtaining the assistance of the Small Business Administration comes in handy in finding a commercial given that banks will consider you as low risk when releasing their loans. This indicates you will not be required to pay a really significant down payment and you can even prolong the period of the loan given that the interest rate is small. If you have a valuable collateral, then that makes the rate of interest much smaller, making it possible for you to save a ton of money. It is easier for you to do business with banks if you have the backing of the Small Business Administration because the banks are assured that you are a low risk client.

It is also important to approach a lot of banks for you commercial loan, especially if you have good credit scores and your business is flourishing because this enables you to get better loans. You will be able to locate the best deal if you make an application for a loan in numerous banks as you can compare their offers and pick the right one. Banks are the best place to get a commercial loan if you want to have low interest rates because they are reliable and they are aware of your financial standing. They know if you are a reliable client and if you have good credit scores and if your business is flourishing, which allows them to offer you better interest rates on your loan. Another tip when finding commercial loans is that if you want to order a great deal of equipment and don’t want to pay back a very big loan, then you must look into buying the equipment by phases. This will allow you to loan a small amount that you can easily pay and then get another loan for the rest of the equipment you need to buy. It is much easier to get a low interest commercial loan if the amount you are going to loan is much smaller.
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01. July 2015 · Comments Off on Case Study: My Experience With Businesses · Categories: Businesses, Companies, Landscapers · Tags: Businesses, Companies, Landscapers

Pointers to Use When Choosing the Right Landscape Design Company

Landscape design is no easy task that is why you need to rely on professionals to that thing. Finding the best one for the job can something be tricky. Landscaping is a great way to improve the look of your property and put more value to it. Landscaping is a job typically done by a professionals because not all people possess the skills and know-how to do this kind of job perfectly. Designing the landscaping requires a lot of knowledge and experience. It may be extremely difficult to come up with a decision. There are plenty of companies to choose from and the competition is a bit stiff. Furthermore, if you like to find out which company has the great desert landscape ideas, it tends to be a bit more difficult.

Without a doubt, the edge will be always to the company that has the solid experience with landscaping. Surely, you can get solid benefit with people vastly experienced to do the landscaping; not that people who are new can’t do a similar splendid job. An experienced landscaping company knows how to deal better with the customers as they can really give a lot of upsides. The track record of these companies can be the barometer which to measure their ability to deliver desired results within the turnaround time given to them. It is a good thing to know that design companies can be able to really deliver that kind of service and there are plenty to engage with.

Great design companies can always justify the layout and the design together with the costs. They are able to maximize form and function without much harm to the budget.

Most of the time the companies are made up of designers and architects. To ensure you are dealing with legitimate designers, find out if they are credentialed or certified with a license to practice landscaping design or architecture. This way you can get the desired results without stealing the budget that you have.

It is best to get some reference or feedback from former clients to know how good the company really is. Having to deal with a company without any knowledge about them and having them for the first time is like a blind date. It is best to know more about the profile of the company that you want to deal with. This way you don’t end up with a nasty experience of a horrible blind date. It is great to use the Internet for information regarding the company that you want to get as the ones to do the landscaping. There are plenty of information that you can find online.
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01. July 2015 · Comments Off on Lessons Learned from Years with Businesses · Categories: Businesses, Landscapers, Services · Tags: Companies, Landscaping, Services

What to Consider for a Landscape Design Company

Landscape design is a kind of work that’s not easy to actually handle and do and is actually the reason why more and more people are considering the process of calling the professionals for the job. But, choosing the best landscape designer is also not an easy thing to do as there are possibilities to where you might end up having a hard decision.

There are a lot of landscape designer firms today which means that there are tons of competition which is good for you because the prices could go down due to the tough competition. Some people often think that all of them are actually the same and through doing some research, you will be able to know more about them and know which of them is actually best. This is why it is vital that you do effective research and one that is proper to get outcomes that are truly beneficial.

An essential thing that has to be done at first would be in the process of checking their license. Business licenses are important to check before you check out on other aspects. Licenses are truly essential and that you need to hire one that has it.

You should take note though that there are actually different licenses which the service provider needs to have like nursery certificates, irrigation licenses and liability license which is going to depend from different states.

Another thing that you also need to do would be to do checks also for client reviews. If you are hiring a landscape design company who has already set up, see to it that you do checks with their previous clients to who you will be able to talk and also be able to take a look at the work which have done.

This is going to benefit you a lot due to the fact that you could see the potential outcomes for your garden before you even consider hiring them. If you try to consider doing your research, be sure that you consider visiting their website for the client reviews.

It is also essential that you consider the importance of communication. You have to make sure that the service provider is going to have an open communication and one that is open especially for their potential clients. They need to actually consider listening in what you wish to say and to also give you details about the updates.

When you already have found a suitable firm that is going to fulfill your needs, be sure that you meet them personally and finding out more about them through questions. This is actually going to benefit you a lot through getting the best outcome and assurance for their service.
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01. July 2015 · Comments Off on Lessons Learned from Years with Companies · Categories: Businesses, Companies, Landscapers · Tags: Businesses, Landscaping, Services

Important Considerations in Finding an Affordable Landscape Design Company

Landscape design services are not cheap, therefore it would be very helpful if you could find the best landscape design company that can offer you with a quality landscape service that is within your budget. If you are going to have a landscape design service, you should be able to have an analysis of all the expenses that it will cost you. Finding the right design for your yard is not the only thing that you will have to put as a consideration. You must also consider the quality and type of the materials that are going to be used, as well as the area of the house to which the landscape is going to be located. Landscaping your yard by yourself can be a bit time consuming but it will definitely be a lot more affordable. One easy option for you is to contract with a landscape design professional in order for you to get your yard landscaped as affordable as possible.

The materials that are going to be used in the landscape design of your yard is also another important consideration in finding an affordable landscape design service or company. If you compare the low quality and the high quality landscape design materials, there is definitely a difference in the cost. A lot of people do not have an idea that high quality landscape materials can offer more cost value, and that is why a lot of people are choosing the use of low quality landscape materials without thinking twice. There can be affordable materials that are of low quality but wouldn’t be as cost effective because they wear easily. However, we must all know that using high quality landscape materials can save your money in the long run because it can make a landscape design to be more durable so it will also require less landscape maintenance. We may initially think that using low quality landscape design materials is the better choice, but what we do not know is that it may even cost us more because of the maintenance. Finding the cheapest materials for the landscape design of the yard does not necessarily mean that it is an affordable landscape design service; it is still the quality of the materials that matters the most.

Hiring a professional contractor to do the landscape design service for you is a very vital factor that you need in order to achieve an affordable landscape design service, but the contractor must also charge at an economical price. You can also be able to find some contractors online.
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