How do you think about Time?

At the beginning of a new year you often hear people talk about how fast time flies, like an arrow. Of course the longer you live, the shorter an hour feels relative to the number of hours you have lived. But the feeling of time having flown past is also a reflection of missed opportunity, that perhaps you could have spent or invested your time better.

Last year in April, I had the privilege of attending the Wealth Dynamics Entrepreneur Business School (EBS) in Bali, Indonesia. The EBS training was hosted and mentored by Roger Hamilton. Over 320 participants from 20 countries gathered in the main ballroom of Le Meridien Bali.

Roger led an exercise on reframing how you think about Time, using the metaphor of hours as droplets of time, which can be collected and channeled in ways that lead to both accumulation and increased flow of wealth. This metaphor came from his book on the subject, Wink and Grow Rich (Wealth Dynamics), with an illustration of how to Invest Your Time: 24 Drops shown above.

I think that this is a far better way to think about time, than the image of time flying like an arrow.

Time Drops Create Wealth Flow

The implications of this metaphor are profound, and lead to practical steps for how to apply this in your life and business. We are all given the same number of hours in a day, be we do not all value those hours the same. The first step is to value your time as you value your life. They are closely interwoven. There are key words which will help you do this.

Collect your resources
Find containers to collect your output over time. This can be a blog, a diary, a book, a product, anything which takes a shape that remains over time for other people to recognize its value and potential. And that value will grow over time as the contents become increasingly relevant.

Connect with people
Find networks to connect with people over space. This can be a group or association, online or offline, any group that regularly communicates and trades through a system over the same channels, and one which grows stronger by association. That value too will grow over time as your contribution to the network becomes increasingly evident.

Collaborate on projects
Form partnerships to collaborate with others whose resources and networks complement and enhance your own. This can be a project, a product, a company, or even volunteer venture based on trust, similar values, and mutual merit, a bond which strengthens through action. The value of this too will increase through synergy, as the value of the partnership exceeds the value of the separate partners.

Celebrate by sharing
Make commitments to share the benefits with others who recognize your value and want to share in the process. This can be a social enterprise, donation of money or services, teaching process, or rally of support, one which gains momentum through inspiration and gratitude.

If you can value and use time in this way, you will never lack for ideas or support.

Are you ready to collectconnectcollaborate, and celebrate in 2009?

Do you have the motivation to act, but need help in finding containersnetworkspartnerships, and commitments in which to invest your time and effort?

If you want to learn more about how to do this, subscribe to this blog at the upper right hand column, for updates on how you can create wealth flow through resourcespeopleprojects, and sharing.


If you are starting to build your brand online, then you just cannot wing it. There are many steps that need to be taken to not only promote your brand, name, client, or service, you must PROTECT it. I’ve seen many clients upset about someone making use of their name in a bad light. Check out this video from Jody Jelas to find out some genuine steps to fix it.

28. January 2015 · Comments Off · Categories: Resources, Support, Tips · Tags: Options, Resources, Tips

Factors to Consider when Filing Bankruptcy

There are specific things that you ought to avoid if you are going to file bankruptcy. You have a various alternatives so you have to think well about them. You could contemplate that consolidating your debt is a good and viable option instead of filing bankruptcy. However, this hardly ever works out as you don’t save money but it will cost you more in the end.

You can’t simply catch up on all your bills and make progress since this will be wiped out anyway. You should file bankruptcy to remove all your debt. It will be better to save your money to pay the fees of filing, which is way cheaper than paying the bills you can’t pay for.

Once you can’t pay your bills, your credit will already worsen. Filing bankruptcy will not ruin your credit but it will serve as a rebound if you are smart about building it after. It is one way to deal with your credit and debt problem rather than causing them.

Bear in mind not to pay off your parents and friends prior to filing to save them from further headache and problem. In bankruptcy, the trustee or person overseeing your case can go for them and acquire the money you have paid to give this to other creditors. They won’t be happy if they get involved in the legal proceeding.

The same goes by having a lien on your car to protect it in the bankruptcy. The trustee will find all your assets that can be used to pay back your creditors. When you haven’t paid your loan yet, the trustee will not possibly chase the sale of the car.

Make certain to divulge everything that you own. Once you fail to do so, this can result to criminal action against you for bankruptcy fraud and you will lose your discharge. The trustee will also learn about everything out and you will be pay the price once you’re caught lying.

Your money must not be placed in the account of someone else or you can’t merely give them your property. The trustee will merely go and take the money and property back for transfers done within a year of filing. You will only risk losing your discharge and your debt won’t be forgiven.

You don’t need to liquidate all your retirement accounts to steer clear of taking them from being a protected asset and changed into a general asset. The trustee will come after these to pay off your debt. You will need this someday so you have to save it for what it’s for.

You are not an immoral or bad person if you file bankruptcy. It is a way to deal with your debt and be responsible with your family’s needs. Moreover, it is your right to file and be a better person when everything is back in place.
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28. January 2015 · Comments Off · Categories: Animals, Communicators, Tips · Tags: Communicators, Pets, Tips

A Quick Guide to Animal Communication

Have you ever thought about animal communications? Maybe you had wanted to learn how to do this but you just do not have any idea how to do it. You might already know a lot of information about animal communications and perhaps you might want to add to this knowledge.

It is a good thing that you are reading this article where you can find answers to your questions and begin to understand animals around you. Before embarking on how to communicate with your animals it is good to deal with some other useful information that you need to know.

It is good to know, first of all, what is meant by animal communication. Animal communication is having that connection with the liveliness of your best loved animals be it a dog, horse, cat, bird, fish or whatever animal you love. It can also refer to the universal language by which animals communicate, according to professional animal communicators. Communication in an intellectual level is not what animal communication is about but it is communication on an energetic level. Energy alignment and respect are two important elements that you need to know about animal communication. The belief that animals do have intelligence also make up part of animal communication.

We now come to the steps in animal communication after that brief introduction to the topic at hand.

Setting up a specific place where the communication is to take place is the first thing that you need to consider. This should be considered both on the physical as well as the energetic level. Free yourself from distraction to be able to communicate deeply on the energy level.

Practice taking down notes, this will be very helpful in the process. Notes will be helpful in future communication sessions with the animal. According to the experts, it is by way of meditation and relaxation that you are able to prepare yourself energetically. Be aware of your physical condition and make sure that you are not hurting or tired. Greet the animal and introduce yourself. A response to your greeting means the animal is ready to communicate. The animal normally communicates by body language and behavior, and after the communication is done thank the animals for it.

When you have mastered animal communication, you then deepen your relationship with it in a wonderful way. Animals have a way of communicating to their human friends and with a little bit of practice, you will be able to communicate effectively to the end that you will learn many things about what your animals are trying to tell you.
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28. January 2015 · Comments Off · Categories: Resources, Services, Tips · Tags: Options, Resources, Support

Two Common Types of Bankruptcy

Personal bankruptcy is actually a legal procedure for people that have overwhelming debt to be able to start fresh. There are actually a lot of people today who are not aware about the fact that there are various options for bankruptcy that are under the Bankruptcy Code. But, for most of the consumers, there are only 2 available options for bankruptcy.

Chapter 7 is actually the liquidation process where this is a court-supervised process that happens when a court-appointed trustee will do the collection of assets for the estate that the debtors have, do conversion for the cash for the repayment process and will make the necessary distributions for the debtor’s creditors. However, it will only be made for the right with the debtor in retaining some of the exempt property. But, in most cases there are little chances or no chance at all for nonexempt property for such kind of bankruptcy. Because these cases are possible, there could be no chances for an actual liquidation for the assets of the debtor’s. In these cases, it will then be called as “no-asset” bankruptcy.

The Chapter 13 bankruptcy is entitled for the debt adjustment for an individual that has a regular income. This is likewise being used for any person that is working full-time or have regular sources of income. This is also a much preferable option compared to the Chapter 7 option because it is able to give debtor’s the opportunity of keeping some of their assets. The debtor is in fact allowed to repay their creditors. The time that is needed will usually vary from 3 – 5 years. This kind repayment proposal will also take place in confirmation hearings. At this time for the confirmation hearings, it’s the court which will conduct the disapproval or the approval for the debtor’s repayment process. The decision will depend if its repayment plan will be able to meet the code requirements for its confirmation.

One should remain cognizant because not every debts are being discharged that is under bankruptcy. Debts which are able to be discharged will be varied under each of the chapter of the bankruptcy code.

In the process for filing a bankruptcy, filing for petitions in a federal bankruptcy court is essential. Filing for statement of assets and liabilities is crucial and also with the schedule listing of the creditors. When you have made the filing process for bankruptcy, the creditors are not capable of taking actions against you in collecting discharged debts.

It is actually true that there are some cases where the process of having to file for a bankruptcy. Yet, it is crucial that you consider avoiding bankruptcy if you can.
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28. January 2015 · Comments Off · Categories: Animals, Pets, Tips · Tags: Pets, Services, Tips

Things To Know About Animal Communication

These days, animal communication has become mainstream, since more and more folks are becoming mindful about the telepathic communication between animals and humans. They are aware that these animals have secret lives, wisdom, thoughts and feelings. And that makes them closer to us; animal communicator is a professional who is trained to hear and understand pets. Thus, they are able to communicate with them and share their innermost thoughts.

It has become difficult for people to find one because of the reason that this is a profession that you don’t normally find. There are plenty of things that you should be mindful about but I am going to talk about on the important points you need to learn.

Not all the animal communicators are the same and that is the very first thing you need to realize. As a matter of fact, in order to become a good communicator, it is going to take several years of practice as well as seasoning. Thus, you may stumble on some communicators that are pretty good at what they do while some are not.

If your animals don’t want to change, then you can’t force them to. And there are also instances that the problem is not about the pet but with the people who owns them, the diet, management, situation, background, training or breeding. As a matter of fact, these issues always make sense to the pets but as an owner, it is basically our job to learn more about their viewpoint and then, tell this info to the communicator to deal with the issue.

Realize what the task is; animal communicators have undergone training to listen to animals. This isn’t rocket science and whether you like it or not, these communicators often commit mistakes. You should understand that these professionals aren’t clairvoyant and they can’t predict the future or know everything about your pet.

Everything that these professionals do completely confidential on top of that. These professionals should understand accurately what the animal thinks and feels, what issues they’re dealing from their point of view, present something that will fix it, provide clarity about direction to work with the issue and uncover new info that you might not know before.

Ultimately, communicators aren’t always able to solve the issues you have. There are problems that can’t just be fixed. Therefore, if your pet does not want to change, don’t expect it would be.

Don’t be afraid to speak up if you ever feel that something is off during the session. If you want your communicator to be more precise and improve their service, then let them know what you feel about their service.
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28. January 2015 · Comments Off · Categories: Dentistry, Dentists, Professionals · Tags: Dentistry, Dentists, Professionals

How to Benefit from Cosmetic Dentistry

People have always wanted to become more beautiful and look younger, and in this quest cosmetic dentistry is emerging at the forefront. Many people are turning to cosmetic dentistry and its many procedures to improve the look of their smile. While the main focus of this type of dentistry is to improve a patient’s smile, it does treat dental problems and looks at the prevention of future dental problems. Cosmetic dentistry is by no means a modern day fountain of youth but there are significant benefits to using cosmetic surgery. It is wise to consider this treatment from all sides. The great majority of patients that have had a procedure report being happy with, although there are no doubt some people that would probably speak against it. Cosmetic dentistry has many benefits, the below section of this report will address a handful of them.

1. The best thing that can be said about cosmetic dentistry is that it produces results. People who were stuck with chipped, cracked or broken teeth, a few years ago can now have all of that fixed. Teeth that have been badly discolored can now be whitened. The fact is that most dental defects can be corrected with cosmetic dentistry. If you are looking to reduce the signs of aging and gain a more youthful appearance, cosmetic dentistry can do that also. It has the ability to repair damage cause by infection illness, heredity issues, etc.

2. Since cosmetic surgeries are so successful, it will not only leave the patient with a more attractive physical appearance, it can also help improve psychological outlook as well. A lot of people with dental issues report having had low self-esteem before their surgery and overcoming this after their dental problems were corrected or covered up. They have reported that they become more comfortable with themselves and with the other people they have relationships with.

3. This form of dentistry is fairly accessible, unless you live in an extreme rural or remote geographic location. Unlike other specialties of cosmetic surgery , dentistry has become widespread and can be found in some smaller urban areas. Most dentists choose to specialize in cosmetic dentistry, although most of the procedures do not go beyond the scope of a general dentist. This leaves the possibility to use cosmetic dentistry in a wider segment of the population.

4. By no means is cosmetic dentistry cheap, but the prices of many of the procedures used in cosmetic dentistry are coming down. This allows more and more people to be able to benefit from cosmetic dentistry. In addition, more insurance plans are beginning to cover procedures that are being done to help with structural problems. If you are thinking about having a procedure done, you should check your insurance company to see if they cover the procedure.
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28. January 2015 · Comments Off · Categories: Fashions, Sales, Trends · Tags: Options, Sales, Trends

Custom Jewelry – Why It is Unique in Its Own Way

A lot of people wear jewelry every day. There are various reasons for doing this but it is, generally, for personal adornment. Records show that this trend began a long time ago.

Without question, jewelries draw more attention when worn. Oftentimes, it is worn for social recognition. At present, you can also see jewelry being used as a symbol for group affiliations like that of university fraternities. This can be one of the many reasons why jewelries remain a popular choice for gift-giving. Besides the usual reasons for wearing jewelries, a lot of people also find it as a means of expressing oneself.

Different types of jewelry are widely available nowadays. These are made of different materials and methods in order to meet various needs and purpose. One of the most popular types if custom jewelry.

By definition, custom jewelry refers to jewelry that is designed and produced for a certain person. Such jewelries are crafted by artisans in such a way that meets the needs and expectations of their client. Engagement rings and wedding rings are some of the common examples of customized jewelry. In some cases, custom jewelry are also given as personal gifts for significant events like a christening, a graduation or a debut.

Because of its uniqueness, a lot of people often desire to get their hands on custom jewelry items. But due to various misconceptions, they often hesitate to go for it. For instance, you may think of custom jewelry as something not economical or practical. But in most cases, its price is somewhat close to other pieces in every jewelry store. What makes it a more interesting choice is the fact that you had it designed according to your preferences.

Without a doubt, just the thought of owning a custom jewelry makes you excited. But having it made can be time-consuming and you will have to get involved in almost every step of the way. You and your jeweler should establish a good relationship in order to discuss the details of your piece thoroughly and properly. Normally, your jeweler will present his preliminary sketches of your design and let you choose from among different options the type of piece and material you prefer to use. You can say that the process is somewhat complicated because it needs to be hand-crafted. In most cases, it takes months to finish making custom jewelries depending on its details. If you can find a reputable jeweler with whom you are comfortable to communicate with, the better. Because custom jewelry are one-of-a-kind, you might want to have it appraised and insured.

Most people tend to judge others depending on the type or quality of jewelry they are wearing. However, the way you carry yourself and your jewelry will have a greater impact, eventually. Keep in mind that you are beautiful even without jewelry and you are simply wearing one to enhance your beauty.
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28. January 2015 · Comments Off · Categories: Fashions, Jewelry, Sales · Tags: Jewelry, Sales, Trends

Custom Jewelry — Its Many Advantages

Everyone knows that the engagement ring is a highly personal piece of jewelry and so it would be better if you would have it customized according to your style and taste. This is something that you should definitely ponder on — if you were to be given the chance to shop for jewelry pieces that have been customized the effect is that you are now given more power over what you will end up with. Instead of you having to accept a ring that has been pre-made, which is yes, so close to what you have in mind but is not exactly what you really want, you are always presented with the choice to be able to purchase a ring that has been customized according to your liking and so that you would be completely satisfied with it.

When you shop for jewelry pieces that have custom designs on them, there are actually so many major advantages that you can get out of it and below are some of it:

One of a kind – probably one of the major advantages here is that an engagement ring that has a custom design on it and therefore what this only means is that it is one of a kind and so you will not be seeing another woman wearing the same ring as yours. What you should be expecting when you will have a custom ring made is that this means that you will be given the chance to style each and every feature of this jewelry piece from the band up until the precious chosen stone which therefore assures you that it is really one of a kind it will perfectly suit the kind of personality that you have. And in addition to that, what you should be aware of with the rings that have been self-styled means that you are able to prevent the pieces that are off-the-shelf which are usually found in the local jewelers for the reason that they are aiming a target market which is a wide-audience in order to maximize one’s profits and will give you the opportunity to buy a piece that is different from the usual.

The Decided Design – having to be part of the initial idea up until the piece of jewelry is finished is something that you are assured of and this is actually another great advantage on your part. And well, this will also mean that you will cherish this engagement ring even more not just because of what this certain ring represents to you but because also of the fact that during the entire process, you were a part of it. And the advantage of having a jeweler that is of high quality is that this person usually works with an artisan that you will be able to work with in order to make sure that the design and the final jewelry will pass your standards.
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28. January 2015 · Comments Off · Categories: Jewelry, Sales, Trends · Tags: Fashions, Sales, Trends

Why Customized Jewelry Is Becoming Popular

Jewelry is something that we have always fancied ourselves about. Like the legends of leprechauns, we humans are really attractive to shiny things and this is why we would really like to see jewelries in our bodies. There are also jewelries that are not made just for show but to tell people that it is a symbol that not everyone would have or should have. These kinds of jewelries are not the ones that you could simply browse in a store and buy them directly.

One thing that you should know is that these kinds of jewelries are customized and this means you will have to find someone that would actually make them for you. There are many things that one should consider when it comes to finding the right jeweler that will help them obtain the desired jewelry that they would show to the world.

You should know that when you are going to think about making a customized jewelry you will have to find the location of the jeweler that could help you in your quest. Your place would have different jewelry stores and this would be the very first place that you need to look for the right jeweler that could make the customized jewelry for you. People would often find the right jeweler that would make the jewelry for them on their own little stores because as they would make these jewelries, they would have to sustain their skills and hobbies and that is to sell their products to people.

But whenever you would find a jeweler in your local jewelry store, you should not commit to them immediately because you still have to know if they are really the best there is. You should know that when you are going to look for the right kind of jeweler that you could have your customized jewelry you will have to compare the different kinds of jewelers that you are able to locate in your local area. Also you are able to check if they are really an experienced jeweler if you are able to see their works and samples in their stores.

think about the budget that you have already planned for before you are going to commit to a jeweler so that you won’t get short in your customized jewelry. A professional or expert jeweler would be able to give you the estimates of the customized jewelry that you would want and this means everything from the process of making and also the different materials and stones that would be used for your jewelry.

You have now understood why there are so many people that would want to have their jewelry customized rather than just buy some on the jewelry store.
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27. January 2015 · Comments Off · Categories: Art, Names, Tips · Tags: Art, Names, Products

Buy the Perfect Art Gift

Since the beginning of mankind humans have been exchanging gifts. Almost anything can be used as an acceptable gift as long as both parties are comfortable with the gift. As most people have heard, “It’s the thought that counts.” Gifts or presents are a perfect way for someone to express appreciation to someone else. Some of the gift exchanges in the Western culture are made between husband and wife, parents and children, and employees and employers. Art is one of the most interesting and unique gifts some can give. The gift of art will definitely enhance the element of surprise, mainly because it is unusual.

As we mentioned above, art is an interesting and unique way to give a gift. Imagine giving a loved one a tasteful art frame with attractive letters inside for their home’s decor. Word art might seem boring or doll but more and more people are using it in their homes, and they are extremely happy to receive it as a gift, especially when it is customized with the recipient’s name.

Name art is popular and unique because it shows a sense of personalization not found in many other gifts. Name art can be hung anywhere; it can be hung in the living room, bedroom, hallway, bathroom, or office. Your piece of art will immediately catch the eye of anyone walking into the room.

To be honest, letter-engraved presents are nothing new, these types of gifts have been on the shelves of stores for decades. With that being said, the new craze of name art is seriously changing the way gifts are exchanged. In the past, word art was most massed produced but the new name art piece are hand-made, which makes them valuable and unique.

Art as a gift is unique in itself but especially when it is fashioned into letters. These pieces are unique in a couple of ways, one of which is that they are framed into a colorful, innovative, and personalized photo. Imagine the sense of awe the recipient will have when they open the piece of art that has their name manipulated into an attractive embroiled photo frame.

The gift of name art will send a strong message to the recipient and others. Rather than giving a generic gift that is found anywhere around the country, you are giving a photo framed art piece that indicates to the recipient they are important to you because you took the time to give a gift of a personalized gift that is completely unique. Everyone likes to feel special, and one way to do this is to give them a personalized gift.
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27. January 2015 · Comments Off · Categories: Art, Services, Tips · Tags: Art, Services, Tips

How to Create Name Art with the Use of Twisted Rope

There are many creative ways in creating name art and this is usually created for different type of occasions or events like creating name art for a baptism event, birthdays, Christmas, other type of holidays or just even on a normal day where creating a name art becomes one of your hobby or craft. The amazing things about name art is that you could create your own design based on what you think will be the appropriate materials to use.

Name arts can be created using different kinds of materials be it expensive or inexpensive materials because in our example stated above the materials used were not that expensive and it is something unique on using a twisted rope to create a name art than the usual use of art paper, yarns, stuffed letters or beads. You can create your own name art and eventually use different materials that you prefer.

To come up with a beautiful name art made of rope, you must prepare different materials such as twisted rope, wood glue, corn starch, water, parchment paper, rubber gloves, butcher paper and mixing bowl. The initial step that you would have to take is to find a comfortable area where you can work easily like spreading the butcher paper on the floor so that there will be no glue drippings and you could also put the parchment paper on top of the butcher paper so that you could create the layout of your letters and determine on how big you want your letters will be.

For the twisted rope to be glued heavily on the wall or paper or where ever you want to place your name art, prepare a mixing bowl by putting a plastic inside it, then put a mixture of glue, water and cornstarch then mix it thoroughly then you could dip slowly the twisted rope into the mixing bowl to absorb the glue and do not forget use a rubber glove for your hands. When the rope is still wet because of the glue, it will look yellowish but do not worry because it will clear out once it is dry already.

The twisted rope with glue can be now placed on the parchment paper where you have drawn your own pattern then you could place heavy objects on top of the rope so that the patter would not change and to dry also the rope but your could also remove the heavy objects on the following morning until it gets dry. To vividly shape the letters of your name art rope, you could use painter’s tape to stick the letters into the wall and you may also use small nails to really shape the letters and make the letters more readable.
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