How do you think about Time?

At the beginning of a new year you often hear people talk about how fast time flies, like an arrow. Of course the longer you live, the shorter an hour feels relative to the number of hours you have lived. But the feeling of time having flown past is also a reflection of missed opportunity, that perhaps you could have spent or invested your time better.

Last year in April, I had the privilege of attending the Wealth Dynamics Entrepreneur Business School (EBS) in Bali, Indonesia. The EBS training was hosted and mentored by Roger Hamilton. Over 320 participants from 20 countries gathered in the main ballroom of Le Meridien Bali.

Roger led an exercise on reframing how you think about Time, using the metaphor of hours as droplets of time, which can be collected and channeled in ways that lead to both accumulation and increased flow of wealth. This metaphor came from his book on the subject, Wink and Grow Rich (Wealth Dynamics), with an illustration of how to Invest Your Time: 24 Drops shown above.

I think that this is a far better way to think about time, than the image of time flying like an arrow.

Time Drops Create Wealth Flow

The implications of this metaphor are profound, and lead to practical steps for how to apply this in your life and business. We are all given the same number of hours in a day, be we do not all value those hours the same. The first step is to value your time as you value your life. They are closely interwoven. There are key words which will help you do this.

Collect your resources
Find containers to collect your output over time. This can be a blog, a diary, a book, a product, anything which takes a shape that remains over time for other people to recognize its value and potential. And that value will grow over time as the contents become increasingly relevant.

Connect with people
Find networks to connect with people over space. This can be a group or association, online or offline, any group that regularly communicates and trades through a system over the same channels, and one which grows stronger by association. That value too will grow over time as your contribution to the network becomes increasingly evident.

Collaborate on projects
Form partnerships to collaborate with others whose resources and networks complement and enhance your own. This can be a project, a product, a company, or even volunteer venture based on trust, similar values, and mutual merit, a bond which strengthens through action. The value of this too will increase through synergy, as the value of the partnership exceeds the value of the separate partners.

Celebrate by sharing
Make commitments to share the benefits with others who recognize your value and want to share in the process. This can be a social enterprise, donation of money or services, teaching process, or rally of support, one which gains momentum through inspiration and gratitude.

If you can value and use time in this way, you will never lack for ideas or support.

Are you ready to collectconnectcollaborate, and celebrate in 2009?

Do you have the motivation to act, but need help in finding containersnetworkspartnerships, and commitments in which to invest your time and effort?

If you want to learn more about how to do this, subscribe to this blog at the upper right hand column, for updates on how you can create wealth flow through resourcespeopleprojects, and sharing.


If you are starting to build your brand online, then you just cannot wing it. There are many steps that need to be taken to not only promote your brand, name, client, or service, you must PROTECT it. I’ve seen many clients upset about someone making use of their name in a bad light. Check out this video from Jody Jelas to find out some genuine steps to fix it.

16. April 2014 · Comments Off · Categories: Accidents, Attorneys, Services · Tags: Accidents, Attorneys, Services

The Benefits of Hiring an Injury Attorney

If another person causes you injury, it would be appropriate for you to ask the culprit to cover the damages. However, only a few victims are able to receive the payment for damages that they file claims for, and most insurance companies only offer limited coverage. Quite a number of insurance companies take this kind of action deliberate owing to the fact that not all people have knowledge of the legalities that involve insurance claims. Due to this, most people do not take any action to contest their claim. This is one situation wherein you can benefit much from the expertise of a Calgary injury lawyer. A qualified attorney would be your best option in seeking justice for your case.

If you get involved in a motor accident, you can expect tough times ahead. Not only will you be suffering from pain due to your injuries, you will also need to consider all the necessary actions you need to take. There are important decisions you need to make, among which is whether or not you need the assistance of a Calgary injury lawyer. If you have a valid medical insurance, you are eligible for full reimbursements of the medical costs you have incurred for your rehabilitation. If your insurance company denies you of a full coverage, it is best that you seek assistance from a qualified lawyer.

Most insurance companies mislead their clients so the latter will be underpaid. Most insurance companies get away with this through the niceties they display to people who opt not to bring their lawyers. They also talk their clients into not bringing the case in court and offer a small reimbursement amount instead of going through all the hassle of court proceedings.

Insurance agencies also make an effort to gather unnecessary information in settling any claim. You can end up with an incomplete file if your insurance agent keeps on asking for unnecessary documents. In turn, this can become the very reason for you not to receive any reimbursement or only a small percentage of what you are actually entitled to. These companies also tend to short-change their clients through deliberately causing delays to the proceedings. Several of these companies refuse to indicate riders to lessen the amount of compensation. These companies can also make attempts at invading your privacy through uncovering your medical history.

You can leave all the legalities in the hands of a reliable Calgary injury lawyer so you can put an end to your problems. These trained professionals will help you make sure that you will receive the full amount of compensation you are entitled to. Hiring a professional attorney will also help keep problems with insurance companies from ballooning.
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14. April 2014 · Comments Off · Categories: Cards, Gifts, Presents · Tags: Cards, Presents, Products

Greeting Cards and Gift Mugs Can Say a Ton

If you want to show someone that you care about them, finding some fun greeting cards can make a difference. By looking at several different options, you can find a great card that works for you and the occasion you need to have card for. Take some time and see if you can find some cards online that would be fun for you and the person you are buying the card for. Find some websites with the information you need.

The great thing about many websites that you often able to create your own greeting cards so you know it will be something unique that you can give the people you care about. Asking some people you know can help a lot when you are looking into seeing if you can find a good website where you can get the information you need when you want to make customized cards. Knowing you have something unique and fun can make all the difference when you want to do something special that can be fun and inexpensive.

Finding the right gifts for the people you care about can also take some time and some thought, so you might want to see if you can find something no one else will have. Looking online can again be a great bet when you want to make something special for the person you care about. Make sure you go online and look at your options so you end up with something that can work for you and that you know the recipient of your gift will love.

Money is also something to consider when you are getting gifts for people and you want to know that it’s something they will like but that you ca afford. The websites where you can create your cards can also be a resource when you want to find something unique, but affordable. Take some time and look at some websites before you end up purchasing a gift you know that is boring and too expensive.

Making sure you find some of the information you need online can help you choose the best gifts for the people you care about and that can work for you. If you are worried about money, you should think about seeing if you can find some great gifts online that will also mean a lot to the person you are thinking about giving a gift to. He or she will appreciate that you took the time to find something truly unique, different, and thoughtful when you are looking for a card.
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14. April 2014 · Comments Off · Categories: Homes, Residences, Sales · Tags: Homes, Houses, Sales

New Home Development: The Latest Updates

The future is always seen as a sign that there is progress or success. Man is working extra harder to reach his goals in life and this is all happening because of the influence that technology brings to the world today. When people think of their future, it is absolutely impossible not to have thoughts on housing and transportation as these two are the most craved for possessions of man.

There are many movies, films and books today that are all about the future; what it will be like and what is in store for mankind. With these, you may have taken notice of the new home designs that are featured but the thing is you can’t really guarantee if they are possible as it is seen in the movies.

When you see the past home designs will see the great difference and improvements of home designs today as they have developed in terms of structure, functionality and convenience as well. Asbestos is said to be the magic mineral that builders used for insulating buildings and this was the process that was done forty years ago. Years back, we didn’t know of the harm it can do for the health so now it is not being used any longer. Glass was the main design of windows before but today the additional design of barriers is the latest home development. There will always be something new or new home developments with the passing of time and so the question is – what is next for the homes of the future?

Brace yourself as new homes that will be out in the market is said to have very drastic changes. More developed cities and states are said to have trouble with regards to space. Here comes the challenge to modern designers to make do with the little available space.

So expect the new designs to not only be amazing but also very functional. Expect modern storage such as the cabinets that can be stacked and many other designs that you’ve never thought possible and will blow your mind. As far as creativity is concerned, there is no telling where the new home designs will lead you!

It’s very possible that all houses in the future will be run by solar powers. It can be a most common thing to see a solar panel in every home whether in an urban or rural area. This is a positive change as the designs and home functions are making everyone aware of the importance of giving back to nature.
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14. April 2014 · Comments Off · Categories: Designers, Services, Surveyors · Tags: Designers, Experts, Services

What Exactly Is Commercial Interior Design?

The process of reconstructing or constructing a commercial place in a way that it will accommodate a certain kind of design suited for the commercial field is called commercial interior design.

This term or field of interior designer is usually interchanged with the office interior designing but it does have a whole lot of differences between them. To put it simply and technically, office spaces are basically part of the large commercial space and therefore you can assume that the commercial part of interior designing has a vast area as compared to the office field of interior designing. Aside from the office space, commercial interiors would also involve the interiors of other pubic spaces such as restaurants, hotels, and similar business establishments that go beyond the space of the office. And again, as its name would point out, commercial interior designs are basically designs that are for public spaces for any kind of business.

And of course, what matters most is the fact that the difference of this sort of field in interior design is the ultimate fact that the design made is not just for style per se but for the function of the room itself because you will expect it to be designed to make business run as smoothly as it could. The project planning would not only involve how the interiors of the commercial space would look like, but rather how to maximize the existing space, how data would come in to make all communication devices work perfectly, how the building is renovated and keep it as eco-friendly and green as possible, which lighting schemes to choose, which ceiling to choose, the different kinds of plumbing and power systems, and so much more.

And without a doubt, it is very important that amidst all of that, the architectural, creative, and artistic sense for style should be present on those who will be working with the project especially because these days people are too attracted on what looks good first before they even give it a shot and find out whether the quality of it is wroth the trying.

This may not really matter much in the consumers side of the market, but when you look at it closely you will then realize how the commercial world today has been greatly improved with the help of the right commercial interior design. You may not realize how much of an effect this artistic touch has affected the commercial world all in all, but its evolution has really brought a whole lot of positive effects to both consumers and producers.

The idea of commercial interior designing may not have attracted you as a business owner at first, but then you will realize how much it could help the business in so many different aspects.
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14. April 2014 · Comments Off · Categories: Houses, Properties, Sales · Tags: Homes, Properties, Sales

Never Go Wrong In Choosing A Home Developer For Your New Home Development

We all know how important it is to us when we’re going to invest in a new home development. Building your new home would require minimal amount of setbacks or errors so that you will going to save a lot of your effort, time and money. Most people would really find the best home developer so that they will never encounter any problems when they’re developing their homes. A lot of people get too excited when they’re going to have their new home developed. When these emotions cloud your judgment, there is a big chance that you will going to make these wrong decisions, and these wrong decisions will be making you frustrated and you might regret these in the later after you have built your new home. There are things that you should learn before you decide on choosing the right home developer, this will serve as your guide if this will be your first time on creating your new house so that you won’t have any regrets afterwards.

The very first thing that you’re going to setup if you’re planning to make your new home, you should ultimately have readied the location of your new home, then you would be able to have the full budget for you building and now you need to find the perfect new home developer that would be the one to construct the house that you’re dreaming of.

You should always know that having a lot of experience would be the greatest factor that you can find in a new home builder. You should not just hire anyone that claims to be the best in home building because you wouldn’t want your new home to be a failure. That is why you will have to check their experience them by asking them how long they have been working or how many houses they have already built.

The internet is a good place if you want to look for potential home builders, because today, home builders have also expanded to the internet so that more and more people will see them and try out if they’re good enough. The internet is probably the greatest way in finding these home builders. Know that the website that they have built will contain different information about them, these information might include the history of their work and also the houses that they have built, you can then decide if these home builders would be the best one for you.
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14. April 2014 · Comments Off · Categories: Homes, Plans, Residences · Tags: Houses, Properties, Residences

Are Modular Homes More Affordable?

Thanks to modular homes, all the changes over the past 10 years on the subject of home building has been so drastic for everyone. This particular method of building new houses has found out to become much more cost-effective than the actual traditional building of houses on-site, which is why it is now more preferred than any other method of building.

So basically, these modular homes are pre-build and with the use of these prefabricated sections and modules. These modules or sections are made or manufactured in factories and are then joined together and stacked onto one another when they are ready for putting on land.

If you are wondering about the structure’s durability, then you wouldn’t have to worry because these are usually made out of strong and durable stainless steel. Once these sections are then completed, they are then transported by cranes in order for it to be laid out on the foundations. There is no doubt as to how this sort of construction is much more convenient because it could even stack up and build up to as much as 4-stories high.

Prefabricated sections of a home is without a doubt, much more convenient rather than having it constructed from scratch with the use of bricks as well as cement. The metals that are used here can even be used again or can be recycled for the newer structures even. There are a lot of families who actually move more than the others, and they are the ones who most benefit from this as they will not only get to easily transfer their modular home, they can also make use of the materials just as conveniently as well.

With the demand of this kind of homes, more companies are getting into the business and this has only made it more difficult for interested clients to figure out which companies are really trustworthy as well as reliable. But there are really those companies that really do use the best raw materials of high quality and they can assure that the houses that the have manufactured will really be able to stand the test and trial of time. Which is why it is crucial that you only choose the reputed companies by making sure that you read all kinds of reviews that you can find online about them.

So if you were planning to build your new dream home and you want to get the most out of it, you would want to make sure that you will be spending your money on something well worth it, such as a modular home.
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07. April 2014 · Comments Off · Categories: Cosmetics, Products, Skincare · Tags: Cosmetics, Products, Remedies

A Review On Stretch Mark Creams

There are creams available in the market that can help remove or reduce the appearance of stretch marks. Stretch mark creams can help decrease skin staining that is created by the stretch marks accordingly making them not so noticeable. Some of the creams can protect the skin so as not to have any stretch marks later on. A number of companies believe that the product they manufacture and sell people are very effective, thus they offer free trials for one month.

The stretch mark creams are not hard to utilize. It is expected that you rub them into the area at least two times a day, in the morning and at night. A few producers guarantee that apparent progressions are perceived in the wake of utilizing it customarily for seven days and a colossal distinction in the stretch imprint’s manifestation in just a month.

There are creams that have a particular component that will result into noticeable changes. It is very good in evacuating those stretch marks, mending the scars, and also softening the skin. Notwithstanding that, one specific cream holds extracts from grape seed, green tea, ginseng, licorice, and chamomile that means to lighten the skin staining making the marks less obvious.

There are a lot of diverse clinical trials wherein positive inputs and testimonials from the customers can be obtained. There are also trials wherein ladies are asked to utilize a certain cream for a month and see any difference. As soon as the trials end, some users will claim that they noticed improvements in their skin and that their marks are not so visible anymore.

The free trials are additionally helped by the reactions and audits given by customers on the site of a particular organization. Youngsters and pregnant ladies encounter fast development in the skin, subsequently it is extremely imperative to keep them moisturized with the goal that stretch mark creation might be avoided, in this way discovering great creams is without a doubt exceptionally significant.

The effectivity of the creams will serve as a basis for how expensive they will get. Anyhow, the manufacturers offer a danger free trial including a guarantee to return your money if you are not satisfied.

Ascertain that your are aware of the uses and advantages of a certain cream so that you will enjoy positive results. In order for you to have a product that will effectively help remove your marks while lightening your skin tone, then read more about these creams. You can also try it out and see any effects. If you still want to know more, then do a research and look at all possible products that can help you. Since there are so many creams available in the world today, you just have to look for a real and effective cream that will not let you waste your money, therefore ask guidance from your loved ones.
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07. April 2014 · Comments Off · Categories: Budgets, Education, Taxes · Tags: Assemblies, Education, Taxes

Knowing Some Information about Maryland General Assembly

There are 50 states that compose USA but Maryland is one of the states with the least number of local governments. There are 23 counties in Maryland of which county government is the common local government. There are actually three forms of government that exist in the Maryland counties. They are the code home rule, the county commissioners and the charter. Maryland general assembly is accountable in legislating the county under the form of government of the county commissioner. The different legislative and executive functions being described by the state law are managed by the board of the county commissioners. The board is also responsible for enacting various ordinances. Eight counties of Maryland have such type of government.

There is an option of governing the countries based on the code home rule which is from the year 1915. Such type of government allows the counties to exercise the local legislative authority. There are six counties in Maryland which have been selected to adopt the code home rule government. The counties are Allegany, Charles, Queen Anne’s, Caroline, Worcester and Kent.

The charter government separates the executive branch from the legislative branch. Such type of government often has the county council and county executive. The charter counties in Maryland are Harford, Baltimore, Anne Arundel, Prince George’s, Dorchester, Harford, Howard, Montgomery, Talbot and Wicomico.

Maryland as a state has 47 districts which is represented by 188 members of the General Assembly; 141 delegates and 47 senators. The legislature is responsible for enacting the laws needed for the welfare of the citizens of the state and certain laws that deal with special and counties taxing districts. This also proposes amendments to the constitution of the State and needs to be ratified by the voters on the general election. For the redistricting plans and the reappointment of the governor, the General Assembly is conducting the reviews. This is also responsible in taking the regular session for 90 calendar days annually that starts on the second Wednesday of January and will act on the yearly capital of the state, 2500 pieces of legislation and the operating budgets. Moreover, this meets in special session if called by the governor or if the majority of every house petitions the Governor.

It is the purpose of the Maryland General Assembly to make laws that are needed for the State’s welfare. The legislature may create executive departments as required for the efficient operation of the government and can create special taxing districts as well as areas in the state to administer certain functions. The General Assembly can also levy taxes. The State Constitution, US Constitution and the judicial decision are responsible for limiting the General Assembly’s legislative authority.
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07. April 2014 · Comments Off · Categories: Assemblies, Education, Taxes · Tags: Assemblies, Funds, Taxes

The Difference Of Taxes In Different Places

Wealth and financial statuses may differ from one country or state to the other and others cannot help but be wealthier than the rest. Wealthy places for example could have four brackets of income taxes and they could all range from a 2% to a 5%. But then other local levels will have piggyback taxes that will then range from a smaller 1% to just as much as 3%.

And of course just like in any other state or country, a country usually relies on its commerce in order to make sure that the revenue of their economy supports it. Being part of a country or state means that one must need to keep the busiest ports neat and clean as well as keep the places improved and looking new, which is then taken from the budget of the city that is generated through the taxes of the members of the community.

But you might find this surprising because there are other places that don’t really specify the taxes on their properties. Sales tax on the other hand is most commonly levied at about 5% in each state or country. But then depending on the provisions needed in each country or state, the rates are then adjusted as well. There are sometimes when the changes or adjustments are done annually and this is then that any changes should be known and discussed among the public as well.

It is very important to make sure that the land taxes are assessed when it comes to any kind of improvement done to it. In order to find out exactly how much tax is charged for a property, the market value is then assessed as well in order to make sure that this in fact is accurate and worthy. And depending on the expansion of a business property, the credits will then be considered as well. Exemption from taxes is only applicable to those properties that are either used or even owned by non-profit organizations such as the church itself.

And in order for a certain place to have a booming business, taxes should really be placed. It is after all very important to make certain that taxes are given to those who would build a new business establishment in a certain place because this in itself is a way of helping the city or state or country where this business establishment is getting its income from.

Don’t be at all shocked if you see a city or a country may have a higher tax charges as compared to another city or country, and this is solely because of the fact that financial conditions may be different because others are rich while some countries or states are still starting to develop on the other hand. So the next time you wonder about taxes, you will understand why there is a slight different from one place to the next.
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07. April 2014 · Comments Off · Categories: Equipment, Exercises, Workouts · Tags: Apparel, Exercises, Gear

Get The Feeling Of An Athlete Through Crossfit Gear And ApparelWhy Crossfit Gear is Important

When it comes to acquiring high endurance, strength and quickness, Crossfit can give you this because it is a program that renders this kind of opportunities. Once you are a member of this program, you will not feel being athletic but will also appear to be fit and sporty. The gear and apparel necessary for Croosfit which offers both gymnastics and aerobics activities must have long endurance in order to sustain the need of the said program.

Shorts, power gloves, ropes, sport t-shirts and power bands are the fundamental components of the Crossfit kit. You need to consider primarily that the gear and apparel to be used for this sport must be comfortable, stylish at the same time long lasting for utilization.

Enjoy the goodness you can acquire from Crossfit T-shirts.

The T-shirt you will be using for the Crossfit sport needs to be comfortable and long lasting for your workout sessions. The apparel in Crossfit has long endurance so as to last with the rigid training and workout. The apparel needs not to be too tight in order to have freedom in moving during the training sessions. Aside from that, it needs to have the capability of absorbing sweat as well so as not to disturb the athlete in gaining strength and muscle.

Crossfit athletic shorts which are considered ideal.

The athletic shorts for this sport need to have long endurance as well during hard times of the sessions. The athletic shorts for Crossfit must be of high endurance so as to last long on the rough sessions such as weightlifting and others. The apparel should be comfortable and flexible while rendering the long endurance for the athletes.

The great Crossfit gloves.

The perfect gloves for this sport should have a long endurance during rough training sessions. They need to give the athlete protection when it comes to his or her palms. They need to have strong endurance even if the hands are already perspiring. Aside from that, gloves should be able to acquire the heat and sweat produced.

Long lasting ropes for speed exercise.

The ideal usage of speed ropes is during skipping training which chiefly aims to increase the cardio-vascular resistance. The speed ropes to be utilized should be of great quality and need to have high tolerance and endurance for the workout sessions as well. It is significant that the handle of the speed rope is cozy and able to be gripped tightly by the athlete.

Ideal power bands.

An athlete needs power bands for uplifting and pull-ups. The power bands should have high tolerance and endurance for the training as well as broad feature of weight.
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